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Apartment · 2 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 50% above the area median. Offers anchored to area median of £381,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Refurb cost estimate pending — this listing hasn't been through cost analysis yet. Runs nightly; check back within 24–48 hours.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Home Builder London Ltd: Building & Renovation Services | 07473 463936 | — |
| decorator | Painting and Decorating London - David Banks & Company | 020 7385 9759 | — |
| photographer | London vacation photographer | 07879 455 932 | — |
Property Details
- Asking Price
- £575,000
- Property Type
- Apartment
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £31,222 | £592,250 | £22,035 | £473 | £17,723 | 9.1% |
| Yr 3 | £32,803 | £628,318 | £23,173 | £3,118 | £56,436 | 28.9% |
| Yr 5 | £34,464 | £666,583 | £24,369 | £8,126 | £99,708 | 51.0% |
| Yr 10 | £38,993 | £772,752 | £27,630 | £31,779 | £229,531 | 117.5% |
| Yr 15 | £44,117 | £895,831 | £31,319 | £73,001 | £393,832 | 201.6% |
| Yr 20 | £49,914 | £1,038,514 | £35,493 | £134,099 | £597,613 | 305.9% |
| Yr 25 | £56,473 | £1,203,922 | £40,216 | £217,686 | £846,608 | 433.4% |
| Yr 30 | £63,894 | £1,395,676 | £45,559 | £326,717 | £1,147,392 | 587.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,210 | 4.6% | 2.9% | £-937 | -13.8% |
| Conservative | £2,418 | 5.0% | 3.5% | £-321 | -2.7% |
| Base | £2,600 | 5.4% | 3.8% | £38 | 2.1% |
| Optimistic | £2,808 | 5.9% | 4.3% | £424 | 7.5% |
| Bull | £3,068 | 6.4% | 4.8% | £857 | 14.3% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.43% |
| Net Yield | ●3.83% |
| Net Annual Income | £22,019 |
| Deductions: void 8% (−£2,498) · mgmt 10% (−£3,122) · maint 10% (−£3,122) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,793 |
| Monthly Cashflow (IO) | ●£42 |
| Cash-on-Cash Return | ●0.23% |
| 5-Year IRR | ●2.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £47,500 |
| SDLT Effective Rate | 8.26% |
| SDLT (Company) | £86,250 |
| Section 24 Extra Tax/yr (higher rate) | £4,312 |
| SPV Annual Saving | £5,558 |
| SPV Breakeven | 7.0 yrs |
| CGT Projected Sale (5yr) | £666,583 |
| Less: Purchase Price | −£575,000 |
| Less: Buying Costs (SDLT + legal) | −£50,100 |
| Less: Selling Costs (est. 2.5%) | −£16,665 |
| = CGT Net Gain (5yr) | £24,818 |
| CGT at 24% | £5,236 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,210 | 4.6% | 2.9% | £-937 | -13.8% |
| Conservative | £2,418 | 5.0% | 3.5% | £-321 | -2.7% |
| Base | £2,600 | 5.4% | 3.8% | £38 | 2.1% |
| Optimistic | £2,808 | 5.9% | 4.3% | £424 | 7.5% |
| Bull | £3,068 | 6.4% | 4.8% | £857 | 14.3% |
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