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Maisonette · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 16% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £650 |
| Bathroom | £450 |
| Living Room | £300 |
| Hallway / Stairs | £100 |
| Master Bedroom | £300 |
| Bedroom 2 | £300 |
| Total Estimated Refurb | £1,700 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £125,000
- Property Type
- Maisonette
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 600–700 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,900 | £128,750 | £8,123 | £3,436 | £7,186 | 17.3% |
| Yr 3 | £12,502 | £136,591 | £8,557 | £10,954 | £22,545 | 54.2% |
| Yr 5 | £13,135 | £144,909 | £9,012 | £19,374 | £39,283 | 94.4% |
| Yr 10 | £14,861 | £167,990 | £10,255 | £44,666 | £87,655 | 210.7% |
| Yr 15 | £16,814 | £194,746 | £11,661 | £76,653 | £146,399 | 351.9% |
| Yr 20 | £19,024 | £225,764 | £13,252 | £116,217 | £216,981 | 521.6% |
| Yr 25 | £21,524 | £261,722 | £15,052 | £164,351 | £301,073 | 723.7% |
| Yr 30 | £24,352 | £303,408 | £17,089 | £222,183 | £400,591 | 963.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £843 | 8.1% | 4.9% | £3 | -3.6% |
| Conservative | £923 | 8.9% | 5.8% | £179 | 6.2% |
| Base | £992 | 9.5% | 6.5% | £287 | 10.4% |
| Optimistic | £1,071 | 10.3% | 7.3% | £404 | 15.3% |
| Bull | £1,171 | 11.2% | 8.2% | £540 | 21.5% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.52% |
| Net Yield | ●6.5% |
| Net Annual Income | £8,126 |
| Deductions: void 8% (−£952) · mgmt 10% (−£1,190) · maint 10% (−£1,190) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £390 |
| Monthly Cashflow (IO) | ●£287 |
| Cash-on-Cash Return | ●8.27% |
| 5-Year IRR | ●10.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £6,250 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £6,250 |
| Section 24 Extra Tax/yr (higher rate) | £938 |
| SPV Annual Saving | £2,012 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £144,909 |
| Less: Purchase Price | −£125,000 |
| Less: Buying Costs (SDLT + legal) | −£8,850 |
| Less: Selling Costs (est. 2.5%) | −£3,623 |
| = CGT Net Gain (5yr) | £7,436 |
| CGT at 24% | £1,065 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £843 | 8.1% | 4.9% | £3 | -3.6% |
| Conservative | £923 | 8.9% | 5.8% | £179 | 6.2% |
| Base | £992 | 9.5% | 6.5% | £287 | 10.4% |
| Optimistic | £1,071 | 10.3% | 7.3% | £404 | 15.3% |
| Bull | £1,171 | 11.2% | 8.2% | £540 | 21.5% |
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