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Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 14% below the area median — some negotiation possible but limited margin. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Refurb cost estimate pending — this listing hasn't been through cost analysis yet. Runs nightly; check back within 24–48 hours.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £100,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Floor Area
- 500–600 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,637 | £118,450 | £6,494 | £2,181 | £5,631 | 14.6% |
| Yr 3 | £10,125 | £125,664 | £6,845 | £7,068 | £17,732 | 45.9% |
| Yr 5 | £10,637 | £133,317 | £7,214 | £12,684 | £31,001 | 80.3% |
| Yr 10 | £12,035 | £154,550 | £8,220 | £30,161 | £69,712 | 180.6% |
| Yr 15 | £13,617 | £179,166 | £9,359 | £53,061 | £117,227 | 303.7% |
| Yr 20 | £15,406 | £207,703 | £10,647 | £82,095 | £174,798 | 452.8% |
| Yr 25 | £17,431 | £240,784 | £12,105 | £118,071 | £243,855 | 631.7% |
| Yr 30 | £19,721 | £279,135 | £13,754 | £161,900 | £326,035 | 844.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £683 | 7.1% | 4.2% | £-61 | -6.9% |
| Conservative | £747 | 7.8% | 5.1% | £90 | 3.4% |
| Base | £803 | 8.4% | 5.6% | £182 | 7.8% |
| Optimistic | £867 | 9.0% | 6.3% | £281 | 12.8% |
| Bull | £948 | 9.9% | 7.1% | £396 | 19.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.38% |
| Net Yield | ●5.65% |
| Net Annual Income | £6,493 |
| Deductions: void 8% (−£670) · mgmt 10% (−£838) · maint 10% (−£838) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £359 |
| Monthly Cashflow (IO) | ●£182 |
| Cash-on-Cash Return | ●5.65% |
| 5-Year IRR | ●7.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,750 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,750 |
| Section 24 Extra Tax/yr (higher rate) | £863 |
| SPV Annual Saving | £1,676 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £133,317 |
| Less: Purchase Price | −£115,000 |
| Less: Buying Costs (SDLT + legal) | −£8,350 |
| Less: Selling Costs (est. 2.5%) | −£3,333 |
| = CGT Net Gain (5yr) | £6,634 |
| CGT at 24% | £872 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £683 | 7.1% | 4.2% | £-61 | -6.9% |
| Conservative | £747 | 7.8% | 5.1% | £90 | 3.4% |
| Base | £803 | 8.4% | 5.6% | £182 | 7.8% |
| Optimistic | £867 | 9.0% | 6.3% | £281 | 12.8% |
| Bull | £948 | 9.9% | 7.1% | £396 | 19.2% |
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