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Semi-Detached · 3 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,600 |
| Bathroom | £1,200 |
| Living Room | £700 |
| Hallway / Stairs | £250 |
| Master Bedroom | £550 |
| Bedroom 2 | £550 |
| Bedroom 3 | £550 |
| Total Estimated Refurb | £4,500 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Lynch Renovation and Construction | 07304 063002 | — |
| decorator | Decorators in Leeds With Excellent Reviews | Free Quote ... | 0113 808 1192 | — |
Property Details
- Asking Price
- £240,000
- Property Type
- Semi-Detached
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £13,392 | £247,200 | £9,197 | £197 | £7,397 | 9.4% |
| Yr 3 | £14,070 | £262,254 | £9,685 | £1,321 | £23,575 | 30.1% |
| Yr 5 | £14,782 | £278,226 | £10,198 | £3,458 | £41,684 | 53.2% |
| Yr 10 | £16,725 | £322,540 | £11,597 | £13,576 | £96,116 | 122.6% |
| Yr 15 | £18,923 | £373,912 | £13,179 | £31,229 | £165,141 | 210.6% |
| Yr 20 | £21,409 | £433,467 | £14,970 | £57,408 | £250,874 | 320.0% |
| Yr 25 | £24,222 | £502,507 | £16,995 | £93,232 | £355,739 | 453.7% |
| Yr 30 | £27,405 | £582,543 | £19,287 | £139,970 | £482,513 | 615.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £948 | 4.7% | 2.9% | £-396 | -13.2% |
| Conservative | £1,037 | 5.2% | 3.4% | £-136 | -1.9% |
| Base | £1,115 | 5.6% | 3.8% | £16 | 3.0% |
| Optimistic | £1,204 | 6.0% | 4.3% | £179 | 8.4% |
| Bull | £1,316 | 6.6% | 4.8% | £363 | 15.3% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.58% |
| Net Yield | ●3.83% |
| Net Annual Income | £9,189 |
| Deductions: void 8% (−£1,071) · mgmt 10% (−£1,339) · maint 10% (−£1,339) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £748 |
| Monthly Cashflow (IO) | ●£18 |
| Cash-on-Cash Return | ●0.24% |
| 5-Year IRR | ●3.0% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £14,300 |
| SDLT Effective Rate | 5.96% |
| SDLT (Company) | £14,300 |
| Section 24 Extra Tax/yr (higher rate) | £1,800 |
| SPV Annual Saving | £2,435 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £278,226 |
| Less: Purchase Price | −£240,000 |
| Less: Buying Costs (SDLT + legal) | −£16,900 |
| Less: Selling Costs (est. 2.5%) | −£6,956 |
| = CGT Net Gain (5yr) | £14,370 |
| CGT at 24% | £2,729 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £948 | 4.7% | 2.9% | £-396 | -13.2% |
| Conservative | £1,037 | 5.2% | 3.4% | £-136 | -1.9% |
| Base | £1,115 | 5.6% | 3.8% | £16 | 3.0% |
| Optimistic | £1,204 | 6.0% | 4.3% | £179 | 8.4% |
| Bull | £1,316 | 6.6% | 4.8% | £363 | 15.3% |
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