🔒 Sign in to view the address
Semi-Detached · 3 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 20% above the area median. Offers anchored to area median of £190,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,600 |
| Bathroom | £1,200 |
| Living Room | £700 |
| Hallway / Stairs | £250 |
| Master Bedroom | £550 |
| Bedroom 2 | £550 |
| Bedroom 3 | £550 |
| Total Estimated Refurb | £4,500 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Lynch Renovation and Construction | 07304 063002 | — |
| decorator | Decorators in Leeds With Excellent Reviews | Free Quote ... | 0113 808 1192 | — |
Property Details
- Asking Price
- £230,000
- Property Type
- Semi-Detached
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £13,386 | £236,900 | £9,193 | £568 | £7,468 | 9.9% |
| Yr 3 | £14,064 | £251,327 | £9,681 | £2,433 | £23,760 | 31.6% |
| Yr 5 | £14,776 | £266,633 | £10,193 | £5,310 | £41,943 | 55.8% |
| Yr 10 | £16,717 | £309,101 | £11,591 | £17,277 | £96,378 | 128.2% |
| Yr 15 | £18,914 | £358,333 | £13,173 | £36,776 | £165,109 | 219.6% |
| Yr 20 | £21,400 | £415,406 | £14,963 | £64,797 | £250,203 | 332.7% |
| Yr 25 | £24,212 | £481,569 | £16,987 | £102,460 | £354,029 | 470.8% |
| Yr 30 | £27,393 | £558,270 | £19,278 | £151,031 | £479,301 | 637.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £948 | 4.9% | 3.0% | £-355 | -12.6% |
| Conservative | £1,037 | 5.4% | 3.6% | £-102 | -1.3% |
| Base | £1,115 | 5.8% | 4.0% | £47 | 3.4% |
| Optimistic | £1,204 | 6.3% | 4.5% | £207 | 8.9% |
| Bull | £1,316 | 6.9% | 5.0% | £388 | 15.7% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.82% |
| Net Yield | ●4.0% |
| Net Annual Income | £9,189 |
| Deductions: void 8% (−£1,071) · mgmt 10% (−£1,339) · maint 10% (−£1,339) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £717 |
| Monthly Cashflow (IO) | ●£49 |
| Cash-on-Cash Return | ●0.75% |
| 5-Year IRR | ●3.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £13,600 |
| SDLT Effective Rate | 5.91% |
| SDLT (Company) | £13,600 |
| Section 24 Extra Tax/yr (higher rate) | £1,725 |
| SPV Annual Saving | £2,416 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £266,633 |
| Less: Purchase Price | −£230,000 |
| Less: Buying Costs (SDLT + legal) | −£16,200 |
| Less: Selling Costs (est. 2.5%) | −£6,666 |
| = CGT Net Gain (5yr) | £13,767 |
| CGT at 24% | £2,584 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £948 | 4.9% | 3.0% | £-355 | -12.6% |
| Conservative | £1,037 | 5.4% | 3.6% | £-102 | -1.3% |
| Base | £1,115 | 5.8% | 4.0% | £47 | 3.4% |
| Optimistic | £1,204 | 6.3% | 4.5% | £207 | 8.9% |
| Bull | £1,316 | 6.9% | 5.0% | £388 | 15.7% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →