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End of Terrace · 7 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 140% above the area median. Offers anchored to area median of £175,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · East Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,750 |
| Bathroom | £1,250 |
| Living Room | £800 |
| Master Bedroom | £250 |
| Bedroom 2 | £250 |
| Bedroom 3 | £250 |
| Bedroom 4 | £250 |
| Bedroom 5 | £250 |
| Bedroom 6 | £250 |
| Bedroom 7 | £250 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £4,750 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Leicester | Renovations, New Homes, Construction | 07795 322 737 | — |
| decorator | Painters and Decorators Leicester | Commercial & Domestic | 0116 4785346 | — |
| photographer | ZigZag Photography Leicester | 0116 2700995 | — |
Property Details
- Asking Price
- £420,000
- Property Type
- End of Terrace
- Bedrooms
- 7
- Bathrooms
- N/A
- Floor Area
- 1,100–1,200 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £39,018 | £432,600 | £27,648 | £11,898 | £24,498 | 17.4% |
| Yr 3 | £40,993 | £458,945 | £29,070 | £37,818 | £76,764 | 54.4% |
| Yr 5 | £43,069 | £486,895 | £30,564 | £66,691 | £133,586 | 94.7% |
| Yr 10 | £48,728 | £564,445 | £34,639 | £152,786 | £297,231 | 210.7% |
| Yr 15 | £55,131 | £654,346 | £39,250 | £260,836 | £495,182 | 350.9% |
| Yr 20 | £62,376 | £758,567 | £44,466 | £393,725 | £732,292 | 519.0% |
| Yr 25 | £70,573 | £879,387 | £50,367 | £554,718 | £1,014,104 | 718.7% |
| Yr 30 | £79,847 | £1,019,450 | £57,045 | £747,507 | £1,346,957 | 954.6% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — East Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,762 | 7.9% | 5.0% | £52 | -3.6% |
| Conservative | £3,022 | 8.6% | 5.9% | £635 | 6.0% |
| Base | £3,250 | 9.3% | 6.6% | £990 | 10.2% |
| Optimistic | £3,510 | 10.0% | 7.3% | £1,379 | 15.1% |
| Bull | £3,835 | 11.0% | 8.2% | £1,828 | 21.3% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.29% |
| Net Yield | ●6.58% |
| Net Annual Income | £27,635 |
| Deductions: void 8% (−£3,121) · mgmt 10% (−£3,902) · maint 10% (−£3,902) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,310 |
| Monthly Cashflow (IO) | ●£993 |
| Cash-on-Cash Return | ●8.42% |
| 5-Year IRR | ●10.2% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £32,000 |
| SDLT Effective Rate | 7.62% |
| SDLT (Company) | £32,000 |
| Section 24 Extra Tax/yr (higher rate) | £3,150 |
| SPV Annual Saving | £6,359 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £486,895 |
| Less: Purchase Price | −£420,000 |
| Less: Buying Costs (SDLT + legal) | −£34,600 |
| Less: Selling Costs (est. 2.5%) | −£12,172 |
| = CGT Net Gain (5yr) | £20,123 |
| CGT at 24% | £4,110 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,762 | 7.9% | 5.0% | £52 | -3.6% |
| Conservative | £3,022 | 8.6% | 5.9% | £635 | 6.0% |
| Base | £3,250 | 9.3% | 6.6% | £990 | 10.2% |
| Optimistic | £3,510 | 10.0% | 7.3% | £1,379 | 15.1% |
| Bull | £3,835 | 11.0% | 8.2% | £1,828 | 21.3% |
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