🔒 Sign in to view the address
Apartment · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £700 |
| Bathroom | £500 |
| Living Room | £300 |
| Master Bedroom | £350 |
| Bedroom 2 | £350 |
| Entrance Hall | £50 |
| Total Estimated Refurb | £1,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Liverpool | Expert Local Builders & Home Extensions ... | 07455 858107 | — |
| decorator | Iain Young Painter & Decorators | Liverpool | 07738 009076 | — |
Property Details
- Asking Price
- £130,000
- Property Type
- Apartment
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,776 | £133,900 | £6,594 | £1,719 | £5,619 | 13.0% |
| Yr 3 | £10,271 | £142,055 | £6,950 | £5,688 | £17,743 | 41.1% |
| Yr 5 | £10,791 | £150,706 | £7,324 | £10,398 | £31,103 | 72.0% |
| Yr 10 | £12,209 | £174,709 | £8,345 | £25,657 | £70,367 | 162.9% |
| Yr 15 | £13,813 | £202,536 | £9,501 | £46,418 | £118,954 | 275.4% |
| Yr 20 | £15,628 | £234,794 | £10,807 | £73,402 | £178,196 | 412.5% |
| Yr 25 | £17,682 | £272,191 | £12,286 | £107,427 | £249,618 | 577.8% |
| Yr 30 | £20,006 | £315,544 | £13,959 | £149,419 | £334,963 | 775.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 128 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £693 | 6.4% | 3.8% | £-115 | -8.8% |
| Conservative | £758 | 7.0% | 4.6% | £47 | 1.8% |
| Base | £815 | 7.5% | 5.1% | £143 | 6.3% |
| Optimistic | £880 | 8.1% | 5.7% | £249 | 11.5% |
| Bull | £962 | 8.9% | 6.4% | £369 | 18.0% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.52% |
| Net Yield | ●5.07% |
| Net Annual Income | £6,597 |
| Deductions: void 8% (−£782) · mgmt 10% (−£978) · maint 10% (−£978) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £405 |
| Monthly Cashflow (IO) | ●£145 |
| Cash-on-Cash Return | ●3.99% |
| 5-Year IRR | ●6.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £6,600 |
| SDLT Effective Rate | 5.08% |
| SDLT (Company) | £6,600 |
| Section 24 Extra Tax/yr (higher rate) | £975 |
| SPV Annual Saving | £1,725 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £150,706 |
| Less: Purchase Price | −£130,000 |
| Less: Buying Costs (SDLT + legal) | −£9,200 |
| Less: Selling Costs (est. 2.5%) | −£3,768 |
| = CGT Net Gain (5yr) | £7,738 |
| CGT at 24% | £1,137 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £693 | 6.4% | 3.8% | £-115 | -8.8% |
| Conservative | £758 | 7.0% | 4.6% | £47 | 1.8% |
| Base | £815 | 7.5% | 5.1% | £143 | 6.3% |
| Optimistic | £880 | 8.1% | 5.7% | £249 | 11.5% |
| Bull | £962 | 8.9% | 6.4% | £369 | 18.0% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →