🔒 Sign in to view the address
Apartment · 2 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 24% above the area median. Offers anchored to area median of £133,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £700 |
| Bathroom | £500 |
| Living Room | £300 |
| Master Bedroom | £350 |
| Bedroom 2 | £350 |
| Entrance Hall | £50 |
| Total Estimated Refurb | £1,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Liverpool | Expert Local Builders & Home Extensions ... | 07455 858107 | — |
| decorator | Iain Young Painter & Decorators | Liverpool | 07738 009076 | — |
Property Details
- Asking Price
- £165,000
- Property Type
- Apartment
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,784 | £169,950 | £6,600 | £412 | £5,362 | 9.9% |
| Yr 3 | £10,280 | £180,300 | £6,956 | £1,770 | £17,070 | 31.4% |
| Yr 5 | £10,800 | £191,280 | £7,331 | £3,867 | £30,148 | 55.4% |
| Yr 10 | £12,219 | £221,746 | £8,353 | £12,601 | £69,347 | 127.5% |
| Yr 15 | £13,825 | £257,065 | £9,509 | £26,840 | £118,905 | 218.6% |
| Yr 20 | £15,642 | £298,008 | £10,817 | £47,308 | £180,316 | 331.5% |
| Yr 25 | £17,697 | £345,473 | £12,297 | £74,823 | £255,297 | 469.3% |
| Yr 30 | £20,023 | £400,498 | £13,972 | £110,313 | £345,811 | 635.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 125 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £693 | 5.0% | 3.0% | £-257 | -12.7% |
| Conservative | £758 | 5.5% | 3.6% | £-74 | -1.4% |
| Base | £815 | 5.9% | 4.0% | £34 | 3.3% |
| Optimistic | £880 | 6.4% | 4.5% | £150 | 8.7% |
| Bull | £962 | 7.0% | 5.0% | £281 | 15.5% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.93% |
| Net Yield | ●4.0% |
| Net Annual Income | £6,597 |
| Deductions: void 8% (−£783) · mgmt 10% (−£978) · maint 10% (−£978) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £515 |
| Monthly Cashflow (IO) | ●£35 |
| Cash-on-Cash Return | ●0.75% |
| 5-Year IRR | ●3.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £9,050 |
| SDLT Effective Rate | 5.48% |
| SDLT (Company) | £9,050 |
| Section 24 Extra Tax/yr (higher rate) | £1,238 |
| SPV Annual Saving | £1,790 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £191,280 |
| Less: Purchase Price | −£165,000 |
| Less: Buying Costs (SDLT + legal) | −£11,650 |
| Less: Selling Costs (est. 2.5%) | −£4,782 |
| = CGT Net Gain (5yr) | £9,848 |
| CGT at 24% | £1,644 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £693 | 5.0% | 3.0% | £-257 | -12.7% |
| Conservative | £758 | 5.5% | 3.6% | £-74 | -1.4% |
| Base | £815 | 5.9% | 4.0% | £34 | 3.3% |
| Optimistic | £880 | 6.4% | 4.5% | £150 | 8.7% |
| Bull | £962 | 7.0% | 5.0% | £281 | 15.5% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →