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Apartment · 3 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 15% above the area median. Offers anchored to area median of £369,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,100 |
| Bathroom | £800 |
| Living Room | £500 |
| Master Bedroom | £350 |
| Bedroom 2 | £350 |
| Bedroom 3 | £350 |
| Entrance Hall | £100 |
| Total Estimated Refurb | £2,900 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders East London: Your First Call for General Builders ... | 0203 305 7656 | — |
| decorator | Expert Residential & Commercial Painting Services in London | 07712680424 | — |
| photographer | Vistolia Photography Hackney | 07709 654594 | — |
Property Details
- Asking Price
- £425,000
- Property Type
- Apartment
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £24,012 | £437,750 | £16,844 | £906 | £13,656 | 9.6% |
| Yr 3 | £25,228 | £464,409 | £17,719 | £4,027 | £43,436 | 30.4% |
| Yr 5 | £26,505 | £492,691 | £18,639 | £8,964 | £76,656 | 53.7% |
| Yr 10 | £29,988 | £571,164 | £21,147 | £29,870 | £176,035 | 123.2% |
| Yr 15 | £33,929 | £662,136 | £23,984 | £64,288 | £301,424 | 211.0% |
| Yr 20 | £38,388 | £767,597 | £27,194 | £113,992 | £456,589 | 319.6% |
| Yr 25 | £43,432 | £889,856 | £30,826 | £180,991 | £645,847 | 452.1% |
| Yr 30 | £49,139 | £1,031,587 | £34,935 | £267,559 | £874,145 | 611.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
1 planning application found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 107 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,702 | 4.8% | 3.0% | £-658 | -13.2% |
| Conservative | £1,862 | 5.3% | 3.6% | £-195 | -2.1% |
| Base | £2,002 | 5.7% | 4.0% | £76 | 2.7% |
| Optimistic | £2,162 | 6.1% | 4.4% | £368 | 8.1% |
| Bull | £2,362 | 6.7% | 5.0% | £696 | 14.9% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.65% |
| Net Yield | ●3.97% |
| Net Annual Income | £16,852 |
| Deductions: void 8% (−£1,921) · mgmt 10% (−£2,401) · maint 10% (−£2,401) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,325 |
| Monthly Cashflow (IO) | ●£79 |
| Cash-on-Cash Return | ●0.64% |
| 5-Year IRR | ●2.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £32,500 |
| SDLT Effective Rate | 7.65% |
| SDLT (Company) | £32,500 |
| Section 24 Extra Tax/yr (higher rate) | £3,188 |
| SPV Annual Saving | £4,271 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £492,691 |
| Less: Purchase Price | −£425,000 |
| Less: Buying Costs (SDLT + legal) | −£35,100 |
| Less: Selling Costs (est. 2.5%) | −£12,317 |
| = CGT Net Gain (5yr) | £20,274 |
| CGT at 24% | £4,146 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,702 | 4.8% | 3.0% | £-658 | -13.2% |
| Conservative | £1,862 | 5.3% | 3.6% | £-195 | -2.1% |
| Base | £2,002 | 5.7% | 4.0% | £76 | 2.7% |
| Optimistic | £2,162 | 6.1% | 4.4% | £368 | 8.1% |
| Bull | £2,362 | 6.7% | 5.0% | £696 | 14.9% |
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