🔒 Sign in to view the address
Terraced · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,650 |
| Bathroom | £1,900 |
| Living Room | £1,150 |
| Hallway / Stairs | £400 |
| Master Bedroom | £1,300 |
| Bedroom 2 | £1,300 |
| Total Estimated Refurb | £7,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders East London: Your First Call for General Builders ... | 0203 305 7656 | — |
| decorator | Expert Residential & Commercial Painting Services in London | 07712680424 | — |
| photographer | Vistolia Photography Hackney | 07709 654594 | — |
Property Details
- Asking Price
- £400,000
- Property Type
- Terraced
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £23,680 | £412,000 | £16,605 | £1,605 | £13,605 | 10.1% |
| Yr 3 | £24,879 | £437,091 | £17,468 | £6,103 | £43,194 | 32.2% |
| Yr 5 | £26,138 | £463,710 | £18,375 | £12,393 | £76,103 | 56.8% |
| Yr 10 | £29,573 | £537,567 | £20,848 | £36,563 | £174,130 | 129.9% |
| Yr 15 | £33,459 | £623,187 | £23,646 | £74,057 | £297,244 | 221.7% |
| Yr 20 | £37,856 | £722,444 | £26,811 | £126,626 | £449,071 | 334.9% |
| Yr 25 | £42,831 | £837,511 | £30,393 | £196,251 | £633,762 | 472.6% |
| Yr 30 | £48,459 | £970,905 | £34,445 | £285,174 | £856,079 | 638.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,678 | 5.0% | 3.2% | £-571 | -12.4% |
| Conservative | £1,836 | 5.5% | 3.7% | £-127 | -1.4% |
| Base | £1,974 | 5.9% | 4.2% | £134 | 3.3% |
| Optimistic | £2,132 | 6.4% | 4.6% | £416 | 8.7% |
| Bull | £2,329 | 7.0% | 5.2% | £733 | 15.4% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.92% |
| Net Yield | ●4.15% |
| Net Annual Income | £16,610 |
| Deductions: void 8% (−£1,894) · mgmt 10% (−£2,368) · maint 10% (−£2,368) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,248 |
| Monthly Cashflow (IO) | ●£136 |
| Cash-on-Cash Return | ●1.2% |
| 5-Year IRR | ●3.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £30,000 |
| SDLT Effective Rate | 7.5% |
| SDLT (Company) | £30,000 |
| Section 24 Extra Tax/yr (higher rate) | £3,000 |
| SPV Annual Saving | £4,178 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £463,710 |
| Less: Purchase Price | −£400,000 |
| Less: Buying Costs (SDLT + legal) | −£32,600 |
| Less: Selling Costs (est. 2.5%) | −£11,593 |
| = CGT Net Gain (5yr) | £19,517 |
| CGT at 24% | £3,964 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,678 | 5.0% | 3.2% | £-571 | -12.4% |
| Conservative | £1,836 | 5.5% | 3.7% | £-127 | -1.4% |
| Base | £1,974 | 5.9% | 4.2% | £134 | 3.3% |
| Optimistic | £2,132 | 6.4% | 4.6% | £416 | 8.7% |
| Bull | £2,329 | 7.0% | 5.2% | £733 | 15.4% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →