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Apartment · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 28% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £750 |
| Bathroom | £550 |
| Living Room | £300 |
| Master Bedroom | £750 |
| Entrance Hall | £50 |
| Total Estimated Refurb | £1,900 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Building Contractor in Coventry, Building Contractor in ... | 07718 001059 | — |
| decorator | Coventry Decorators – Call us if If you are looking for painters and ... | 07516 790 046 | — |
| photographer | Kamera Studios | 024 7667 3061 | — |
Property Details
- Asking Price
- £155,000
- Property Type
- Apartment
- Bedrooms
- 1
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Floor Area
- 400–500 sqft
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,114 | £159,650 | £6,117 | £305 | £4,955 | 9.7% |
| Yr 3 | £9,575 | £169,373 | £6,449 | £1,410 | £15,783 | 30.8% |
| Yr 5 | £10,060 | £179,687 | £6,798 | £3,205 | £27,892 | 54.5% |
| Yr 10 | £11,382 | £208,307 | £7,750 | £10,942 | £64,250 | 125.5% |
| Yr 15 | £12,878 | £241,485 | £8,827 | £23,808 | £110,293 | 215.4% |
| Yr 20 | £14,570 | £279,947 | £10,045 | £42,476 | £167,423 | 327.0% |
| Yr 25 | £16,485 | £324,536 | £11,424 | £67,708 | £237,244 | 463.4% |
| Yr 30 | £18,651 | £376,226 | £12,984 | £100,368 | £321,594 | 628.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 134 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £645 | 5.0% | 3.0% | £-247 | -13.0% |
| Conservative | £706 | 5.5% | 3.5% | £-76 | -1.6% |
| Base | £759 | 5.9% | 3.9% | £25 | 3.2% |
| Optimistic | £820 | 6.3% | 4.4% | £134 | 8.6% |
| Bull | £896 | 6.9% | 5.0% | £256 | 15.4% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.88% |
| Net Yield | ●3.94% |
| Net Annual Income | £6,113 |
| Deductions: void 8% (−£729) · mgmt 10% (−£911) · maint 10% (−£911) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £483 |
| Monthly Cashflow (IO) | ●£26 |
| Cash-on-Cash Return | ●0.59% |
| 5-Year IRR | ●3.2% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £8,350 |
| SDLT Effective Rate | 5.39% |
| SDLT (Company) | £8,350 |
| Section 24 Extra Tax/yr (higher rate) | £1,162 |
| SPV Annual Saving | £1,677 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £179,687 |
| Less: Purchase Price | −£155,000 |
| Less: Buying Costs (SDLT + legal) | −£10,950 |
| Less: Selling Costs (est. 2.5%) | −£4,492 |
| = CGT Net Gain (5yr) | £9,245 |
| CGT at 24% | £1,499 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £645 | 5.0% | 3.0% | £-247 | -13.0% |
| Conservative | £706 | 5.5% | 3.5% | £-76 | -1.6% |
| Base | £759 | 5.9% | 3.9% | £25 | 3.2% |
| Optimistic | £820 | 6.3% | 4.4% | £134 | 8.6% |
| Bull | £896 | 6.9% | 5.0% | £256 | 15.4% |
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