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House Share · 5 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 100% above the area median. Offers anchored to area median of £150,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £700 |
| Bathroom | £500 |
| Living Room | £300 |
| Hallway / Stairs | £100 |
| Master Bedroom | £150 |
| Bedroom 2 | £150 |
| Bedroom 3 | £150 |
| Bedroom 4 | £150 |
| Bedroom 5 | £150 |
| Total Estimated Refurb | £1,900 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Building Contractor in Coventry, Building Contractor in ... | 07718 001059 | — |
| decorator | Coventry Decorators – Call us if If you are looking for painters and ... | 07516 790 046 | — |
| photographer | Kamera Studios | 024 7667 3061 | — |
Property Details
- Asking Price
- £300,000
- Property Type
- House Share
- Bedrooms
- 5
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £28,200 | £309,000 | £19,859 | £8,609 | £17,609 | 17.8% |
| Yr 3 | £29,628 | £327,818 | £20,887 | £27,362 | £55,181 | 55.7% |
| Yr 5 | £31,128 | £347,782 | £21,967 | £48,249 | £96,032 | 96.9% |
| Yr 10 | £35,218 | £403,175 | £24,912 | £110,523 | £213,698 | 215.6% |
| Yr 15 | £39,846 | £467,390 | £28,244 | £188,665 | £356,055 | 359.3% |
| Yr 20 | £45,082 | £541,833 | £32,014 | £284,759 | £526,592 | 531.4% |
| Yr 25 | £51,006 | £628,133 | £36,279 | £401,164 | £729,298 | 735.9% |
| Yr 30 | £57,709 | £728,179 | £41,105 | £540,550 | £968,729 | 977.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,998 | 8.0% | 5.0% | £43 | -3.0% |
| Conservative | £2,186 | 8.7% | 6.0% | £462 | 6.5% |
| Base | £2,350 | 9.4% | 6.6% | £717 | 10.8% |
| Optimistic | £2,538 | 10.2% | 7.4% | £997 | 15.7% |
| Bull | £2,773 | 11.1% | 8.3% | £1,320 | 21.9% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.4% |
| Net Yield | ●6.62% |
| Net Annual Income | £19,859 |
| Deductions: void 8% (−£2,256) · mgmt 10% (−£2,820) · maint 10% (−£2,820) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £936 |
| Monthly Cashflow (IO) | ●£719 |
| Cash-on-Cash Return | ●8.69% |
| 5-Year IRR | ●10.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £20,000 |
| SDLT Effective Rate | 6.67% |
| SDLT (Company) | £20,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,250 |
| SPV Annual Saving | £4,622 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £347,782 |
| Less: Purchase Price | −£300,000 |
| Less: Buying Costs (SDLT + legal) | −£22,600 |
| Less: Selling Costs (est. 2.5%) | −£8,695 |
| = CGT Net Gain (5yr) | £16,487 |
| CGT at 24% | £3,237 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,998 | 8.0% | 5.0% | £43 | -3.0% |
| Conservative | £2,186 | 8.7% | 6.0% | £462 | 6.5% |
| Base | £2,350 | 9.4% | 6.6% | £717 | 10.8% |
| Optimistic | £2,538 | 10.2% | 7.4% | £997 | 15.7% |
| Bull | £2,773 | 11.1% | 8.3% | £1,320 | 21.9% |
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