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Terraced · 3 bed
Supports major UK property portals
Suggested Offer Range
Already 21% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,650 |
| Bathroom | £1,900 |
| Living Room | £1,150 |
| Hallway / Stairs | £400 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Total Estimated Refurb | £7,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Raaz Constructions Limited: Construction Company in Uxbridge | 08001337331 | — |
| decorator | Painters & Decorators Uxbridge - Decorwise | London | +447501148912 | — |
Property Details
- Asking Price
- £475,000
- Property Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 1,000–1,100 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £28,072 | £489,250 | £19,767 | £1,955 | £16,205 | 10.1% |
| Yr 3 | £29,494 | £519,045 | £20,790 | £7,393 | £51,438 | 32.1% |
| Yr 5 | £30,987 | £550,655 | £21,865 | £14,954 | £90,610 | 56.5% |
| Yr 10 | £35,059 | £638,360 | £24,797 | £43,870 | £207,230 | 129.2% |
| Yr 15 | £39,666 | £740,035 | £28,114 | £88,581 | £353,616 | 220.5% |
| Yr 20 | £44,878 | £857,903 | £31,867 | £151,164 | £534,067 | 333.1% |
| Yr 25 | £50,775 | £994,545 | £36,113 | £233,966 | £753,511 | 469.9% |
| Yr 30 | £57,448 | £1,152,950 | £40,917 | £339,645 | £1,017,595 | 634.6% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,987 | 5.0% | 3.2% | £-675 | -12.5% |
| Conservative | £2,174 | 5.5% | 3.8% | £-148 | -1.6% |
| Base | £2,338 | 5.9% | 4.2% | £162 | 3.2% |
| Optimistic | £2,525 | 6.4% | 4.6% | £496 | 8.5% |
| Bull | £2,759 | 7.0% | 5.2% | £872 | 15.3% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.91% |
| Net Yield | ●4.16% |
| Net Annual Income | £19,755 |
| Deductions: void 8% (−£2,246) · mgmt 10% (−£2,807) · maint 10% (−£2,807) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,481 |
| Monthly Cashflow (IO) | ●£165 |
| Cash-on-Cash Return | ●1.21% |
| 5-Year IRR | ●3.2% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £37,500 |
| SDLT Effective Rate | 7.89% |
| SDLT (Company) | £37,500 |
| Section 24 Extra Tax/yr (higher rate) | £3,562 |
| SPV Annual Saving | £4,929 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £550,655 |
| Less: Purchase Price | −£475,000 |
| Less: Buying Costs (SDLT + legal) | −£40,100 |
| Less: Selling Costs (est. 2.5%) | −£13,766 |
| = CGT Net Gain (5yr) | £21,789 |
| CGT at 24% | £4,509 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,987 | 5.0% | 3.2% | £-675 | -12.5% |
| Conservative | £2,174 | 5.5% | 3.8% | £-148 | -1.6% |
| Base | £2,338 | 5.9% | 4.2% | £162 | 3.2% |
| Optimistic | £2,525 | 6.4% | 4.6% | £496 | 8.5% |
| Bull | £2,759 | 7.0% | 5.2% | £872 | 15.3% |
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