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End of Terrace · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 12% above the area median. Offers anchored to area median of £422,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 7/10 · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,650 |
| Bathroom | £2,000 |
| Living Room | £1,150 |
| Master Bedroom | £650 |
| Bedroom 2 | £650 |
| Bedroom 3 | £650 |
| Bedroom 4 | £650 |
| Entrance Hall | £250 |
| Total Estimated Refurb | £7,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Twickenham - Twickenham Builders Services | 020 3026 9216 | — |
| decorator | Marks Painting & Decorating Services Twickenham, London | 0208 892 8249 | — |
| photographer | Twickenham Photographer Jilly Cowdry | 07808 724330 | 07808724330 | — |
Property Details
- Asking Price
- £475,000
- Property Type
- End of Terrace
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £36,195 | £489,250 | £25,615 | £7,803 | £22,053 | 13.8% |
| Yr 3 | £38,027 | £519,045 | £26,935 | £25,380 | £69,425 | 43.3% |
| Yr 5 | £39,953 | £550,655 | £28,321 | £45,695 | £121,350 | 75.7% |
| Yr 10 | £45,203 | £638,360 | £32,101 | £109,390 | £272,750 | 170.1% |
| Yr 15 | £51,143 | £740,035 | £36,378 | £193,451 | £458,485 | 285.9% |
| Yr 20 | £57,863 | £857,903 | £41,216 | £300,554 | £683,457 | 426.2% |
| Yr 25 | £65,467 | £994,545 | £46,691 | £433,727 | £953,272 | 594.5% |
| Yr 30 | £74,070 | £1,152,950 | £52,885 | £596,397 | £1,274,347 | 794.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,564 | 6.5% | 4.1% | £-300 | -7.9% |
| Conservative | £2,806 | 7.1% | 4.9% | £294 | 2.2% |
| Base | £3,017 | 7.6% | 5.4% | £651 | 6.7% |
| Optimistic | £3,258 | 8.2% | 6.0% | £1,038 | 11.8% |
| Bull | £3,560 | 9.0% | 6.7% | £1,481 | 18.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.62% |
| Net Yield | ●5.39% |
| Net Annual Income | £25,622 |
| Deductions: void 8% (−£2,896) · mgmt 10% (−£3,620) · maint 10% (−£3,620) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,481 |
| Monthly Cashflow (IO) | ●£654 |
| Cash-on-Cash Return | ●4.87% |
| 5-Year IRR | ●6.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £37,500 |
| SDLT Effective Rate | 7.89% |
| SDLT (Company) | £37,500 |
| Section 24 Extra Tax/yr (higher rate) | £3,562 |
| SPV Annual Saving | £6,071 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £550,655 |
| Less: Purchase Price | −£475,000 |
| Less: Buying Costs (SDLT + legal) | −£40,100 |
| Less: Selling Costs (est. 2.5%) | −£13,766 |
| = CGT Net Gain (5yr) | £21,789 |
| CGT at 24% | £4,509 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,564 | 6.5% | 4.1% | £-300 | -7.9% |
| Conservative | £2,806 | 7.1% | 4.9% | £294 | 2.2% |
| Base | £3,017 | 7.6% | 5.4% | £651 | 6.7% |
| Optimistic | £3,258 | 8.2% | 6.0% | £1,038 | 11.8% |
| Bull | £3,560 | 9.0% | 6.7% | £1,481 | 18.2% |
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