🔒
Sign in to unlock full details — the exact address, map and photos are hidden.
Continue with Google
🔒 Sign in to view the address — Portsmouth
Flat · 3 bed
Supports major UK property portals
vs Benchmark
No data
no benchmark yet
Est. £/sqft
~£170
benchmark ~£230/sqft
Investment Score
0/10
average
Days on Market
2–4 months
listed
Suggested Offer Range
Low offer
£142,500
£7,500 below asking
Target offer
£145,500
£4,500 below asking
High offer
£150,000
At asking price
⚠ Offers Over listing — vendor expects full asking price or above. The offer range shown is for context only; submitting below asking is likely to be rejected.
Already 26% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
Suggested range is based on Land Registry median data and is not financial advice. Always conduct your own due diligence.
🔒 Sign in to view 10 photos
📷 No photos available for condition analysis.
🔨 Refurb Cost Estimate
Refurb cost estimate pending — this listing hasn't been through cost analysis yet. Runs nightly; check back within 24–48 hours.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Portsmouth & Southampton | Limewood Builders ... | 023 8218 0519 | — |
| decorator | Painters and Decorators in Portsmouth: Stark and Son | 07446 099673 | — |
| photographer | Musselwhite Photography | 023 9343 0100 | — |
Property Details
- Asking Price
- £150,000
- Property Type
- Flat
- Bedrooms
- 3
- Bathrooms
- N/A
- Floor Area
- 800–900 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
10-Year Projection
Break-even: Year 1
5yr IRR: 13.2%
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £16,050 | £154,500 | £11,111 | £5,486 | £9,986 | 20.1% |
| Yr 3 | £16,863 | £163,909 | £11,696 | £17,332 | £31,241 | 63.0% |
| Yr 5 | £17,716 | £173,891 | £12,311 | £30,392 | £54,283 | 109.4% |
| Yr 10 | £20,044 | £201,587 | £13,987 | £68,766 | £120,354 | 242.6% |
| Yr 15 | £22,678 | £233,695 | £15,883 | £116,171 | £199,866 | 403.0% |
| Yr 20 | £25,658 | £270,917 | £18,029 | £173,794 | £294,711 | 594.2% |
| Yr 25 | £29,030 | £314,067 | £20,457 | £242,977 | £407,044 | 820.7% |
| Yr 30 | £32,845 | £364,089 | £23,203 | £325,240 | £539,329 | 1087.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
🌎 Area Profile — South East England ⓘ What are deciles?
IMD (Overall)
1/10
High deprivation
Crime
1/10
High deprivation
Income
2/10
High deprivation
Employment
1/10
High deprivation
Education
2/10
High deprivation
Housing Barriers
3/10
High deprivation
Rural/Urban
Mixed
📄 Lease Information
Estimated remaining lease: 129 years.
📊 Investment Skill Analysis
Net Yield
7.4%
Gross:10.7%
Mortgage
PASS
75% LTV · 5.0% rate
Survey Risk
Low Risk
Score: 1/10
SDLT (Additional)
£8,000
5.3% effective rate · Company: £8,000
Void Risk
High
~6 weeks/year
Statistical CI (85%)
–
vs Comparable Mean:—· n=—
Best Strategy
AST (Standard BTL)
£949/mo
SPV Tax Saving
£2,641/yr
Breakeven: — years
5-Year IRR
13.2%
IRR — Strong
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,137 | 9.1% | 5.6% | £93 | -0.2% |
| Conservative | £1,244 | 10.0% | 6.7% | £318 | 9.1% |
| Base | £1,338 | 10.7% | 7.4% | £458 | 13.2% |
| Optimistic | £1,445 | 11.6% | 8.3% | £610 | 17.9% |
| Bull | £1,579 | 12.6% | 9.3% | £788 | 23.9% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.7% |
| Net Yield | ●7.41% |
| Net Annual Income | £11,115 |
| Deductions: void 8% (−£1,284) · mgmt 10% (−£1,605) · maint 10% (−£1,605) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £468 |
| Monthly Cashflow (IO) | ●£458 |
| Cash-on-Cash Return | ●11.07% |
| 5-Year IRR | ●13.2% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £8,000 |
| SDLT Effective Rate | 5.33% |
| SDLT (Company) | £8,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,125 |
| SPV Annual Saving | £2,641 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £173,891 |
| Less: Purchase Price | −£150,000 |
| Less: Buying Costs (SDLT + legal) | −£10,600 |
| Less: Selling Costs (est. 2.5%) | −£4,347 |
| = CGT Net Gain (5yr) | £8,944 |
| CGT at 24% | £1,427 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,137 | 9.1% | 5.6% | £93 | -0.2% |
| Conservative | £1,244 | 10.0% | 6.7% | £318 | 9.1% |
| Base | £1,338 | 10.7% | 7.4% | £458 | 13.2% |
| Optimistic | £1,445 | 11.6% | 8.3% | £610 | 17.9% |
| Bull | £1,579 | 12.6% | 9.3% | £788 | 23.9% |
PropertyAlert.uk is not affiliated with any property portal. Analysis is based on publicly available Land Registry data and EPC certificates. This report is for informational purposes only and does not constitute financial advice.
Analyse another property →
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →