🔒 Sign in to view the address — Exeter
Terraced · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 51% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,100 |
| Bathroom | £3,000 |
| Living Room | £1,800 |
| Hallway / Stairs | £700 |
| Master Bedroom | £2,050 |
| Bedroom 2 | £2,050 |
| Total Estimated Refurb | £13,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | JMT Wood Build | 07843 437933 | — |
| decorator | SC Decor: Exeter Painter and Decorator | Painter in Exeter, Devon | 07468 181762 | — |
| photographer | Fiona French: Exeter & Devon Newborn, Family & Wedding ... | 07735546021 | — |
Property Details
- Asking Price
- £140,000
- Property Type
- Terraced
- Bedrooms
- 2
- Bathrooms
- N/A
- Council Tax Band
- Band A stated by agent
- Recent Sales Nearby
- £226,000 2026-07 · £362,500 2025-10 · £335,000 2025-07 Same-type homes on this street in EX1 2SS (Land Registry). This home's own sale history can't be matched without its house number.
- Local Rent
- £1,275/mo median of 18 local 2-bed rentals · used for BTL figures
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
10-Point Match notice
Near match. This listing passes every 10-Point Match rule except seller motivation (score 2; the rule needs 4 or more). The seller may be less willing to negotiate, so treat the offer range with caution.
Offers over. The seller may expect more than the asking price, so the real discount to market may be smaller than it looks. The match uses the asking price against the area benchmark.
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £15,302 | £144,200 | £10,572 | £5,322 | £9,522 | 20.5% |
| Yr 3 | £16,077 | £152,982 | £11,130 | £16,801 | £29,782 | 64.2% |
| Yr 5 | £16,891 | £162,298 | £11,716 | £29,436 | £51,735 | 111.5% |
| Yr 10 | £19,110 | £188,148 | £13,314 | £66,483 | £114,631 | 247.0% |
| Yr 15 | £21,621 | £218,115 | £15,122 | £112,139 | £190,254 | 410.0% |
| Yr 20 | £24,463 | £252,856 | £17,168 | £167,537 | £280,392 | 604.3% |
| Yr 25 | £27,677 | £293,129 | £19,483 | £233,956 | £387,085 | 834.2% |
| Yr 30 | £31,314 | £339,817 | £22,101 | £312,845 | £512,662 | 1104.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,084 | 9.3% | 5.7% | £99 | 0.2% |
| Conservative | £1,186 | 10.2% | 6.8% | £312 | 9.5% |
| Base | £1,275 | 10.9% | 7.5% | £444 | 13.5% |
| Optimistic | £1,377 | 11.8% | 8.4% | £588 | 18.2% |
| Bull | £1,504 | 12.9% | 9.5% | £756 | 24.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.93% |
| Net Yield | ●7.55% |
| Net Annual Income | £9,301 |
| Deductions: void 8% (−£1,224) · mgmt 10% (−£1,530) · maint 10% (−£1,530) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £437 |
| Monthly Cashflow (IO) | ●£444 |
| Cash-on-Cash Return | ●11.47% |
| 5-Year IRR | ●13.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £7,300 |
| SDLT Effective Rate | 5.21% |
| SDLT (Company) | £7,300 |
| Section 24 Extra Tax/yr (higher rate) | £1,050 |
| SPV Annual Saving | £2,269 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £162,298 |
| Less: Purchase Price | −£140,000 |
| Less: Buying Costs (SDLT + legal) | −£9,900 |
| Less: Selling Costs (est. 2.5%) | −£4,057 |
| = CGT Net Gain (5yr) | £8,341 |
| CGT at 24% | £1,282 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,084 | 9.3% | 5.7% | £99 | 0.2% |
| Conservative | £1,186 | 10.2% | 6.8% | £312 | 9.5% |
| Base | £1,275 | 10.9% | 7.5% | £444 | 13.5% |
| Optimistic | £1,377 | 11.8% | 8.4% | £588 | 18.2% |
| Bull | £1,504 | 12.9% | 9.5% | £756 | 24.2% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →