🔒 Sign in to view the address — Southampton
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,800 |
| Bathroom | £3,500 |
| Living Room | £2,050 |
| Master Bedroom | £2,400 |
| Bedroom 2 | £2,400 |
| Entrance Hall | £500 |
| Total Estimated Refurb | £15,000 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | MJH Builders Southampton | 02380 191323 | — |
| decorator | Painters and Decorators Southampton | Free Quotes | 0238-001-7170 | — |
| photographer | Julian Porter Photography | 07720 325336 | — |
Property Details
- Asking Price
- £150,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £13,215 | £154,500 | £9,070 | £3,445 | £7,945 | 16.0% |
| Yr 3 | £13,884 | £163,909 | £9,551 | £11,054 | £24,963 | 50.3% |
| Yr 5 | £14,587 | £173,891 | £10,058 | £19,663 | £43,554 | 87.8% |
| Yr 10 | £16,504 | £201,587 | £11,438 | £45,898 | £97,485 | 196.5% |
| Yr 15 | £18,672 | £233,695 | £12,999 | £79,569 | £163,264 | 329.2% |
| Yr 20 | £21,126 | £270,917 | £14,766 | £121,652 | £242,569 | 489.1% |
| Yr 25 | £23,902 | £314,067 | £16,765 | £173,254 | £337,321 | 680.1% |
| Yr 30 | £27,043 | £364,089 | £19,026 | £235,625 | £449,715 | 906.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £936 | 7.5% | 4.6% | £-38 | -5.2% |
| Conservative | £1,024 | 8.2% | 5.4% | £164 | 4.9% |
| Base | £1,101 | 8.8% | 6.0% | £287 | 9.2% |
| Optimistic | £1,189 | 9.5% | 6.7% | £421 | 14.2% |
| Bull | £1,299 | 10.4% | 7.6% | £575 | 20.5% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.81% |
| Net Yield | ●6.05% |
| Net Annual Income | £9,068 |
| Deductions: void 8% (−£1,057) · mgmt 10% (−£1,322) · maint 10% (−£1,322) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £468 |
| Monthly Cashflow (IO) | ●£288 |
| Cash-on-Cash Return | ●6.94% |
| 5-Year IRR | ●9.2% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £8,000 |
| SDLT Effective Rate | 5.33% |
| SDLT (Company) | £8,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,125 |
| SPV Annual Saving | £2,242 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £173,891 |
| Less: Purchase Price | −£150,000 |
| Less: Buying Costs (SDLT + legal) | −£10,600 |
| Less: Selling Costs (est. 2.5%) | −£4,347 |
| = CGT Net Gain (5yr) | £8,944 |
| CGT at 24% | £1,427 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £936 | 7.5% | 4.6% | £-38 | -5.2% |
| Conservative | £1,024 | 8.2% | 5.4% | £164 | 4.9% |
| Base | £1,101 | 8.8% | 6.0% | £287 | 9.2% |
| Optimistic | £1,189 | 9.5% | 6.7% | £421 | 14.2% |
| Bull | £1,299 | 10.4% | 7.6% | £575 | 20.5% |
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