🔒 Sign in to view the address — Coventry
Apartment · 4 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,650 |
| Bathroom | £2,700 |
| Living Room | £1,550 |
| Master Bedroom | £950 |
| Bedroom 2 | £950 |
| Bedroom 3 | £950 |
| Bedroom 4 | £950 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Building Contractor in Coventry, Building Contractor in ... | 07718 001059 | — |
| decorator | Coventry Decorators – Call us if If you are looking for painters and ... | 07516 790 046 | — |
| photographer | Kamera Studios | 024 7667 3061 | — |
Property Details
- Asking Price
- £180,000
- Property Type
- Apartment
- Bedrooms
- 4
- Bathrooms
- N/A
- Floor Area
- 1,200–1,300 sqft
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £17,514 | £185,400 | £12,165 | £5,415 | £10,815 | 18.3% |
| Yr 3 | £18,401 | £196,691 | £12,803 | £17,199 | £33,890 | 57.2% |
| Yr 5 | £19,332 | £208,669 | £13,474 | £30,308 | £58,977 | 99.6% |
| Yr 10 | £21,873 | £241,905 | £15,303 | £69,326 | £131,230 | 221.7% |
| Yr 15 | £24,747 | £280,434 | £17,373 | £118,198 | £218,632 | 369.3% |
| Yr 20 | £27,999 | £325,100 | £19,714 | £178,220 | £323,320 | 546.1% |
| Yr 25 | £31,678 | £376,880 | £22,363 | £250,857 | £447,737 | 756.3% |
| Yr 30 | £35,841 | £436,907 | £25,360 | £337,767 | £594,674 | 1004.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 114 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,240 | 8.3% | 5.1% | £38 | -2.4% |
| Conservative | £1,357 | 9.0% | 6.1% | £294 | 7.1% |
| Base | £1,459 | 9.7% | 6.8% | £451 | 11.4% |
| Optimistic | £1,576 | 10.5% | 7.5% | £623 | 16.2% |
| Bull | £1,722 | 11.5% | 8.5% | £821 | 22.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.73% |
| Net Yield | ●6.76% |
| Net Annual Income | £12,161 |
| Deductions: void 8% (−£1,401) · mgmt 10% (−£1,751) · maint 10% (−£1,751) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £561 |
| Monthly Cashflow (IO) | ●£452 |
| Cash-on-Cash Return | ●9.14% |
| 5-Year IRR | ●11.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £10,100 |
| SDLT Effective Rate | 5.61% |
| SDLT (Company) | £10,100 |
| Section 24 Extra Tax/yr (higher rate) | £1,350 |
| SPV Annual Saving | £2,900 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £208,669 |
| Less: Purchase Price | −£180,000 |
| Less: Buying Costs (SDLT + legal) | −£12,700 |
| Less: Selling Costs (est. 2.5%) | −£5,217 |
| = CGT Net Gain (5yr) | £10,752 |
| CGT at 24% | £1,861 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,240 | 8.3% | 5.1% | £38 | -2.4% |
| Conservative | £1,357 | 9.0% | 6.1% | £294 | 7.1% |
| Base | £1,459 | 9.7% | 6.8% | £451 | 11.4% |
| Optimistic | £1,576 | 10.5% | 7.5% | £623 | 16.2% |
| Bull | £1,722 | 11.5% | 8.5% | £821 | 22.4% |
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