🔒 Sign in to view the address — Plymouth
Terraced · 4 bed
Supports major UK property portals
Suggested Offer Range
Already 19% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,100 |
| Bathroom | £3,000 |
| Living Room | £1,800 |
| Hallway / Stairs | £700 |
| Master Bedroom | £1,000 |
| Bedroom 2 | £1,000 |
| Bedroom 3 | £1,000 |
| Bedroom 4 | £1,000 |
| Total Estimated Refurb | £13,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Premier Builder Plymouth, Exeter, Truro • Classic Builders (SW) Ltd | 01752 696640 | — |
| decorator | Davidsons Decor: Painters and Decorators in Plymouth, Devon | 07773 934926 | — |
| photographer | TC Photography Plymouth LTD | 01752 922024 | — |
Property Details
- Asking Price
- £210,000
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 1,100–1,200 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £17,598 | £216,300 | £12,226 | £4,351 | £10,651 | 15.5% |
| Yr 3 | £18,489 | £229,473 | £12,867 | £14,010 | £33,483 | 48.7% |
| Yr 5 | £19,425 | £243,448 | £13,541 | £25,001 | £58,448 | 85.0% |
| Yr 10 | £21,977 | £282,222 | £15,379 | £58,753 | £130,976 | 190.4% |
| Yr 15 | £24,866 | £327,173 | £17,458 | £102,408 | £219,581 | 319.2% |
| Yr 20 | £28,133 | £379,283 | £19,811 | £157,265 | £326,548 | 474.6% |
| Yr 25 | £31,830 | £439,693 | £22,473 | £224,798 | £454,491 | 660.6% |
| Yr 30 | £36,013 | £509,725 | £25,484 | £306,672 | £606,397 | 881.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,246 | 7.1% | 4.4% | £-80 | -5.8% |
| Conservative | £1,363 | 7.8% | 5.2% | £195 | 4.3% |
| Base | £1,466 | 8.4% | 5.8% | £362 | 8.7% |
| Optimistic | £1,583 | 9.0% | 6.5% | £544 | 13.8% |
| Bull | £1,730 | 9.9% | 7.3% | £753 | 20.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.38% |
| Net Yield | ●5.82% |
| Net Annual Income | £12,221 |
| Deductions: void 8% (−£1,408) · mgmt 10% (−£1,760) · maint 10% (−£1,760) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £655 |
| Monthly Cashflow (IO) | ●£363 |
| Cash-on-Cash Return | ●6.32% |
| 5-Year IRR | ●8.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £12,200 |
| SDLT Effective Rate | 5.81% |
| SDLT (Company) | £12,200 |
| Section 24 Extra Tax/yr (higher rate) | £1,575 |
| SPV Annual Saving | £2,968 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £243,448 |
| Less: Purchase Price | −£210,000 |
| Less: Buying Costs (SDLT + legal) | −£14,800 |
| Less: Selling Costs (est. 2.5%) | −£6,086 |
| = CGT Net Gain (5yr) | £12,562 |
| CGT at 24% | £2,295 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,246 | 7.1% | 4.4% | £-80 | -5.8% |
| Conservative | £1,363 | 7.8% | 5.2% | £195 | 4.3% |
| Base | £1,466 | 8.4% | 5.8% | £362 | 8.7% |
| Optimistic | £1,583 | 9.0% | 6.5% | £544 | 13.8% |
| Bull | £1,730 | 9.9% | 7.3% | £753 | 20.2% |
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