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Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 6% above the area median. Offers anchored to area median of £282,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,550 |
| Bathroom | £4,050 |
| Living Room | £2,400 |
| Master Bedroom | £2,750 |
| Bedroom 2 | £2,750 |
| Entrance Hall | £550 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Home Builder London Ltd: Building & Renovation Services | 07473 463936 | — |
| decorator | Painting and Decorating London - David Banks & Company | 020 7385 9759 | — |
| photographer | London vacation photographer | 07879 455 932 | — |
Property Details
- Asking Price
- £300,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £24,150 | £309,000 | £16,943 | £5,693 | £14,693 | 14.8% |
| Yr 3 | £25,373 | £327,818 | £17,823 | £18,394 | £46,212 | 46.6% |
| Yr 5 | £26,657 | £347,782 | £18,748 | £32,922 | £80,704 | 81.4% |
| Yr 10 | £30,160 | £403,175 | £21,270 | £77,854 | £181,029 | 182.7% |
| Yr 15 | £34,123 | £467,390 | £24,124 | £136,375 | £303,766 | 306.5% |
| Yr 20 | £38,607 | £541,833 | £27,352 | £210,271 | £452,104 | 456.2% |
| Yr 25 | £43,681 | £628,133 | £31,005 | £301,560 | £629,694 | 635.4% |
| Yr 30 | £49,421 | £728,179 | £35,138 | £412,530 | £840,709 | 848.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 178 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,710 | 6.8% | 4.3% | £-144 | -6.6% |
| Conservative | £1,871 | 7.5% | 5.1% | £241 | 3.5% |
| Base | £2,012 | 8.0% | 5.6% | £474 | 8.0% |
| Optimistic | £2,173 | 8.7% | 6.3% | £727 | 13.0% |
| Bull | £2,374 | 9.5% | 7.1% | £1,017 | 19.5% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.05% |
| Net Yield | ●5.65% |
| Net Annual Income | £16,939 |
| Deductions: void 8% (−£1,932) · mgmt 10% (−£2,415) · maint 10% (−£2,415) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £936 |
| Monthly Cashflow (IO) | ●£476 |
| Cash-on-Cash Return | ●5.74% |
| 5-Year IRR | ●8.0% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £20,000 |
| SDLT Effective Rate | 6.67% |
| SDLT (Company) | £20,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,250 |
| SPV Annual Saving | £4,054 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £347,782 |
| Less: Purchase Price | −£300,000 |
| Less: Buying Costs (SDLT + legal) | −£22,600 |
| Less: Selling Costs (est. 2.5%) | −£8,695 |
| = CGT Net Gain (5yr) | £16,487 |
| CGT at 24% | £3,237 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,710 | 6.8% | 4.3% | £-144 | -6.6% |
| Conservative | £1,871 | 7.5% | 5.1% | £241 | 3.5% |
| Base | £2,012 | 8.0% | 5.6% | £474 | 8.0% |
| Optimistic | £2,173 | 8.7% | 6.3% | £727 | 13.0% |
| Bull | £2,374 | 9.5% | 7.1% | £1,017 | 19.5% |
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