🔒 Sign in to view the address — Nottingham
Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 16% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · East Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,650 |
| Bathroom | £2,700 |
| Living Room | £1,550 |
| Master Bedroom | £3,650 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Absolute Builders Ltd: Nottingham Builders | 01158 967 485 | — |
| decorator | Painting & Decorating | Painting and Decorating Nottingham | +44 7568746845 | — |
| photographer | Nottingham Wedding Photographer | Alison Edwards | 07977 499473 | — |
Property Details
- Asking Price
- £100,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 500–600 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £8,760 | £103,000 | £5,862 | £2,112 | £5,112 | 15.0% |
| Yr 3 | £9,203 | £109,273 | £6,182 | £6,814 | £16,086 | 47.2% |
| Yr 5 | £9,669 | £115,927 | £6,517 | £12,178 | £28,105 | 82.4% |
| Yr 10 | £10,940 | £134,392 | £7,432 | £28,712 | £63,104 | 185.1% |
| Yr 15 | £12,378 | £155,797 | £8,467 | £50,175 | £105,972 | 310.8% |
| Yr 20 | £14,004 | £180,611 | £9,638 | £77,215 | £157,826 | 462.8% |
| Yr 25 | £15,844 | £209,378 | £10,963 | £110,565 | £219,943 | 645.0% |
| Yr 30 | £17,927 | £242,726 | £12,462 | £151,053 | £293,779 | 861.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — East Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £620 | 7.4% | 4.4% | £-40 | -6.4% |
| Conservative | £679 | 8.1% | 5.3% | £94 | 3.7% |
| Base | £730 | 8.8% | 5.9% | £176 | 8.1% |
| Optimistic | £788 | 9.5% | 6.6% | £265 | 13.0% |
| Bull | £861 | 10.3% | 7.4% | £368 | 19.3% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.76% |
| Net Yield | ●5.86% |
| Net Annual Income | £5,862 |
| Deductions: void 8% (−£701) · mgmt 10% (−£876) · maint 10% (−£876) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £312 |
| Monthly Cashflow (IO) | ●£176 |
| Cash-on-Cash Return | ●6.19% |
| 5-Year IRR | ●8.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,000 |
| Section 24 Extra Tax/yr (higher rate) | £750 |
| SPV Annual Saving | £1,525 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £115,927 |
| Less: Purchase Price | −£100,000 |
| Less: Buying Costs (SDLT + legal) | −£7,600 |
| Less: Selling Costs (est. 2.5%) | −£2,898 |
| = CGT Net Gain (5yr) | £5,429 |
| CGT at 24% | £583 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £620 | 7.4% | 4.4% | £-40 | -6.4% |
| Conservative | £679 | 8.1% | 5.3% | £94 | 3.7% |
| Base | £730 | 8.8% | 5.9% | £176 | 8.1% |
| Optimistic | £788 | 9.5% | 6.6% | £265 | 13.0% |
| Bull | £861 | 10.3% | 7.4% | £368 | 19.3% |
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