🔒 Sign in to view the address — Eastbourne
Terraced · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 16% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,700 |
| Bathroom | £3,450 |
| Living Room | £2,000 |
| Hallway / Stairs | £750 |
| Master Bedroom | £2,350 |
| Bedroom 2 | £2,350 |
| Total Estimated Refurb | £15,000 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Trusted Builders in Brighton & Hove - AM General Building | 01273 905407 | — |
| decorator | Painting and Decorating - Bishops Home Improvements Brighton | 01273041126 | — |
| photographer | Brighton Photography Gallery | 01273 000 222 | — |
Property Details
- Asking Price
- £220,000
- Property Type
- Terraced
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £12,826 | £226,600 | £8,790 | £540 | £7,140 | 9.9% |
| Yr 3 | £13,475 | £240,400 | £9,257 | £2,318 | £22,717 | 31.6% |
| Yr 5 | £14,158 | £255,040 | £9,748 | £5,066 | £40,106 | 55.7% |
| Yr 10 | £16,018 | £295,662 | £11,088 | £16,510 | £92,172 | 128.0% |
| Yr 15 | £18,123 | £342,753 | £12,603 | £35,171 | £157,924 | 219.3% |
| Yr 20 | £20,504 | £397,344 | £14,318 | £61,998 | £239,342 | 332.4% |
| Yr 25 | £23,199 | £460,631 | £16,258 | £98,062 | £338,694 | 470.4% |
| Yr 30 | £26,247 | £533,998 | £18,453 | £144,579 | £458,577 | 636.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £908 | 5.0% | 3.0% | £-341 | -12.6% |
| Conservative | £993 | 5.4% | 3.6% | £-98 | -1.4% |
| Base | £1,068 | 5.8% | 4.0% | £44 | 3.4% |
| Optimistic | £1,153 | 6.3% | 4.5% | £198 | 8.8% |
| Bull | £1,260 | 6.9% | 5.0% | £371 | 15.7% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.83% |
| Net Yield | ●3.99% |
| Net Annual Income | £8,783 |
| Deductions: void 8% (−£1,026) · mgmt 10% (−£1,283) · maint 10% (−£1,283) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £686 |
| Monthly Cashflow (IO) | ●£46 |
| Cash-on-Cash Return | ●0.74% |
| 5-Year IRR | ●3.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £12,900 |
| SDLT Effective Rate | 5.86% |
| SDLT (Company) | £12,900 |
| Section 24 Extra Tax/yr (higher rate) | £1,650 |
| SPV Annual Saving | £2,318 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £255,040 |
| Less: Purchase Price | −£220,000 |
| Less: Buying Costs (SDLT + legal) | −£15,500 |
| Less: Selling Costs (est. 2.5%) | −£6,376 |
| = CGT Net Gain (5yr) | £13,164 |
| CGT at 24% | £2,439 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £908 | 5.0% | 3.0% | £-341 | -12.6% |
| Conservative | £993 | 5.4% | 3.6% | £-98 | -1.4% |
| Base | £1,068 | 5.8% | 4.0% | £44 | 3.4% |
| Optimistic | £1,153 | 6.3% | 4.5% | £198 | 8.8% |
| Bull | £1,260 | 6.9% | 5.0% | £371 | 15.7% |
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