🔒 Sign in to view the address — Feltham
Terraced · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,450 |
| Bathroom | £4,000 |
| Living Room | £2,350 |
| Hallway / Stairs | £900 |
| Master Bedroom | £2,750 |
| Bedroom 2 | £2,750 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Twickenham - Twickenham Builders Services | 020 3026 9216 | — |
| decorator | Marks Painting & Decorating Services Twickenham, London | 0208 892 8249 | — |
| photographer | Twickenham Photographer Jilly Cowdry | 07808 724330 | 07808724330 | — |
Property Details
- Asking Price
- £395,000
- Property Type
- Terraced
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £22,752 | £406,850 | £15,936 | £1,124 | £12,974 | 9.8% |
| Yr 3 | £23,904 | £431,627 | £16,766 | £4,611 | £41,238 | 31.2% |
| Yr 5 | £25,114 | £457,913 | £17,637 | £9,819 | £72,732 | 55.0% |
| Yr 10 | £28,414 | £530,847 | £20,013 | £30,953 | £166,799 | 126.0% |
| Yr 15 | £32,148 | £615,397 | £22,702 | £64,888 | £285,285 | 215.6% |
| Yr 20 | £36,372 | £713,414 | £25,743 | £113,308 | £431,722 | 326.2% |
| Yr 25 | £41,152 | £827,042 | £29,185 | £178,116 | £610,158 | 461.0% |
| Yr 30 | £46,560 | £958,769 | £33,078 | £261,464 | £825,233 | 623.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,612 | 4.9% | 3.1% | £-594 | -12.8% |
| Conservative | £1,763 | 5.4% | 3.6% | £-161 | -1.8% |
| Base | £1,896 | 5.8% | 4.0% | £94 | 3.0% |
| Optimistic | £2,048 | 6.2% | 4.5% | £367 | 8.4% |
| Bull | £2,237 | 6.8% | 5.1% | £676 | 15.2% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.76% |
| Net Yield | ●4.03% |
| Net Annual Income | £15,936 |
| Deductions: void 8% (−£1,820) · mgmt 10% (−£2,275) · maint 10% (−£2,275) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,232 |
| Monthly Cashflow (IO) | ●£96 |
| Cash-on-Cash Return | ●0.85% |
| 5-Year IRR | ●3.0% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £29,500 |
| SDLT Effective Rate | 7.47% |
| SDLT (Company) | £29,500 |
| Section 24 Extra Tax/yr (higher rate) | £2,962 |
| SPV Annual Saving | £4,037 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £457,913 |
| Less: Purchase Price | −£395,000 |
| Less: Buying Costs (SDLT + legal) | −£32,100 |
| Less: Selling Costs (est. 2.5%) | −£11,448 |
| = CGT Net Gain (5yr) | £19,365 |
| CGT at 24% | £3,928 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,612 | 4.9% | 3.1% | £-594 | -12.8% |
| Conservative | £1,763 | 5.4% | 3.6% | £-161 | -1.8% |
| Base | £1,896 | 5.8% | 4.0% | £94 | 3.0% |
| Optimistic | £2,048 | 6.2% | 4.5% | £367 | 8.4% |
| Bull | £2,237 | 6.8% | 5.1% | £676 | 15.2% |
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