🔒 Sign in to view the address — Ingleby Barwick
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,250 |
| Bathroom | £2,400 |
| Living Room | £1,450 |
| Master Bedroom | £1,650 |
| Bedroom 2 | £1,650 |
| Entrance Hall | £300 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Middlesbrough | Project Management | Quality ... | 07960 485 880 | — |
| decorator | Decorator Teesside | Painters | Decorating Services | 07376 496299 | — |
| photographer | The Studio North East | 01642 205465 | — |
Property Details
- Asking Price
- £80,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,944 | £82,400 | £5,275 | £2,275 | £4,675 | 16.6% |
| Yr 3 | £8,346 | £87,418 | £5,564 | £7,257 | £14,675 | 52.2% |
| Yr 5 | £8,769 | £92,742 | £5,868 | £12,840 | £25,581 | 91.0% |
| Yr 10 | £9,921 | £107,513 | £6,698 | £29,630 | £57,143 | 203.4% |
| Yr 15 | £11,225 | £124,637 | £7,637 | £50,890 | £95,527 | 340.0% |
| Yr 20 | £12,700 | £144,489 | £8,699 | £77,207 | £141,696 | 504.3% |
| Yr 25 | £14,369 | £167,502 | £9,900 | £109,246 | £196,749 | 700.2% |
| Yr 30 | £16,257 | £194,181 | £11,260 | £147,759 | £261,940 | 932.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 103 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £563 | 8.4% | 4.9% | £4 | -4.5% |
| Conservative | £616 | 9.2% | 5.9% | £119 | 5.3% |
| Base | £662 | 9.9% | 6.6% | £190 | 9.5% |
| Optimistic | £715 | 10.7% | 7.4% | £267 | 14.2% |
| Bull | £781 | 11.7% | 8.3% | £357 | 20.3% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.93% |
| Net Yield | ●6.59% |
| Net Annual Income | £5,275 |
| Deductions: void 8% (−£636) · mgmt 10% (−£794) · maint 10% (−£794) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £250 |
| Monthly Cashflow (IO) | ●£190 |
| Cash-on-Cash Return | ●8.1% |
| 5-Year IRR | ●9.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £4,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £4,000 |
| Section 24 Extra Tax/yr (higher rate) | £600 |
| SPV Annual Saving | £1,373 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £92,742 |
| Less: Purchase Price | −£80,000 |
| Less: Buying Costs (SDLT + legal) | −£6,600 |
| Less: Selling Costs (est. 2.5%) | −£2,319 |
| = CGT Net Gain (5yr) | £3,823 |
| CGT at 24% | £198 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £563 | 8.4% | 4.9% | £4 | -4.5% |
| Conservative | £616 | 9.2% | 5.9% | £119 | 5.3% |
| Base | £662 | 9.9% | 6.6% | £190 | 9.5% |
| Optimistic | £715 | 10.7% | 7.4% | £267 | 14.2% |
| Bull | £781 | 11.7% | 8.3% | £357 | 20.3% |
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