🔒 Sign in to view the address — Blackpool
End of Terrace · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 28% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,450 |
| Bathroom | £2,500 |
| Living Room | £1,500 |
| Master Bedroom | £1,750 |
| Bedroom 2 | £1,750 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Blackpool Ltd| Trusted Local Builders | 07487 678364 | — |
| decorator | Painter and decorator | Fantastic Finish Decorators | 07464 967 344 | — |
| photographer | Creative Portraits | 07549 946326 | — |
Property Details
- Asking Price
- £60,000
- Property Type
- End of Terrace
- Bedrooms
- 2
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,536 | £61,800 | £4,981 | £2,731 | £4,531 | 20.5% |
| Yr 3 | £7,918 | £65,564 | £5,256 | £8,603 | £14,167 | 64.1% |
| Yr 5 | £8,318 | £69,556 | £5,544 | £15,045 | £24,602 | 111.3% |
| Yr 10 | £9,411 | £80,635 | £6,331 | £33,839 | £54,474 | 246.5% |
| Yr 15 | £10,648 | £93,478 | £7,222 | £56,872 | £90,350 | 408.8% |
| Yr 20 | £12,047 | £108,367 | £8,229 | £84,703 | £133,070 | 602.1% |
| Yr 25 | £13,631 | £125,627 | £9,369 | £117,962 | £183,589 | 830.7% |
| Yr 30 | £15,422 | £145,636 | £10,659 | £157,363 | £242,998 | 1099.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £534 | 10.7% | 6.2% | £66 | 0.3% |
| Conservative | £584 | 11.7% | 7.4% | £165 | 9.2% |
| Base | £628 | 12.6% | 8.3% | £228 | 13.0% |
| Optimistic | £678 | 13.6% | 9.3% | £296 | 17.4% |
| Bull | £741 | 14.8% | 10.5% | £376 | 23.0% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●12.56% |
| Net Yield | ●8.3% |
| Net Annual Income | £4,981 |
| Deductions: void 8% (−£603) · mgmt 10% (−£754) · maint 10% (−£754) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £187 |
| Monthly Cashflow (IO) | ●£228 |
| Cash-on-Cash Return | ●12.36% |
| 5-Year IRR | ●13.0% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,000 |
| Section 24 Extra Tax/yr (higher rate) | £450 |
| SPV Annual Saving | £1,279 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £69,556 |
| Less: Purchase Price | −£60,000 |
| Less: Buying Costs (SDLT + legal) | −£5,600 |
| Less: Selling Costs (est. 2.5%) | −£1,739 |
| = CGT Net Gain (5yr) | £2,217 |
| CGT at 24% | £— |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £534 | 10.7% | 6.2% | £66 | 0.3% |
| Conservative | £584 | 11.7% | 7.4% | £165 | 9.2% |
| Base | £628 | 12.6% | 8.3% | £228 | 13.0% |
| Optimistic | £678 | 13.6% | 9.3% | £296 | 17.4% |
| Bull | £741 | 14.8% | 10.5% | £376 | 23.0% |
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