🔒 Sign in to view the address — Peterborough
Maisonette · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 12% below the area median — some negotiation possible but limited margin. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · East of England rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,300 |
| Bathroom | £3,200 |
| Living Room | £1,850 |
| Hallway / Stairs | £750 |
| Master Bedroom | £2,150 |
| Bedroom 2 | £2,150 |
| Total Estimated Refurb | £13,799 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | GMF Builders | Building and Landscape Maintenance Service ... | 07905 057145 | — |
| photographer | Peterborough wedding and family photographer | Boudoir ... | 04349397800 | — |
Property Details
- Asking Price
- £130,000
- Property Type
- Maisonette
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £10,335 | £133,900 | £6,996 | £2,121 | £6,021 | 13.9% |
| Yr 3 | £10,858 | £142,055 | £7,373 | £6,926 | £18,981 | 43.9% |
| Yr 5 | £11,408 | £150,706 | £7,769 | £12,513 | £33,219 | 76.9% |
| Yr 10 | £12,907 | £174,709 | £8,848 | £30,167 | £74,876 | 173.3% |
| Yr 15 | £14,603 | £202,536 | £10,069 | £53,635 | £126,171 | 292.1% |
| Yr 20 | £16,522 | £234,794 | £11,451 | £83,683 | £188,477 | 436.3% |
| Yr 25 | £18,693 | £272,191 | £13,014 | £121,175 | £263,366 | 609.6% |
| Yr 30 | £21,150 | £315,544 | £14,783 | £167,089 | £352,633 | 816.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — East of England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 961 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £732 | 6.8% | 4.0% | £-90 | -7.7% |
| Conservative | £801 | 7.4% | 4.8% | £77 | 2.7% |
| Base | £861 | 7.9% | 5.4% | £177 | 7.2% |
| Optimistic | £930 | 8.6% | 6.0% | £285 | 12.3% |
| Bull | £1,016 | 9.4% | 6.8% | £410 | 18.8% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.95% |
| Net Yield | ●5.38% |
| Net Annual Income | £6,994 |
| Deductions: void 8% (−£827) · mgmt 10% (−£1,034) · maint 10% (−£1,034) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £405 |
| Monthly Cashflow (IO) | ●£178 |
| Cash-on-Cash Return | ●4.91% |
| 5-Year IRR | ●7.2% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £6,600 |
| SDLT Effective Rate | 5.08% |
| SDLT (Company) | £6,600 |
| Section 24 Extra Tax/yr (higher rate) | £975 |
| SPV Annual Saving | £1,801 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £150,706 |
| Less: Purchase Price | −£130,000 |
| Less: Buying Costs (SDLT + legal) | −£9,200 |
| Less: Selling Costs (est. 2.5%) | −£3,768 |
| = CGT Net Gain (5yr) | £7,738 |
| CGT at 24% | £1,137 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £732 | 6.8% | 4.0% | £-90 | -7.7% |
| Conservative | £801 | 7.4% | 4.8% | £77 | 2.7% |
| Base | £861 | 7.9% | 5.4% | £177 | 7.2% |
| Optimistic | £930 | 8.6% | 6.0% | £285 | 12.3% |
| Bull | £1,016 | 9.4% | 6.8% | £410 | 18.8% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →