🔒 Sign in to view the address — Wakefield
Terraced · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £1,700 |
| Bedroom 2 | £1,700 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | CG Building Services | 07837 801196 | — |
| decorator | Richard Hanson Ltd: Painting Contractor | Wakefield | 07779 602681 | — |
| photographer | Claire Wakefield Photography | 03998342402 | — |
Property Details
- Asking Price
- £98,000
- Property Type
- Terraced
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 600–700 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £8,487 | £100,940 | £5,665 | £1,990 | £4,930 | 14.7% |
| Yr 3 | £8,916 | £107,087 | £5,975 | £6,434 | £15,521 | 46.3% |
| Yr 5 | £9,368 | £113,609 | £6,300 | £11,519 | £27,128 | 81.0% |
| Yr 10 | £10,599 | £131,704 | £7,186 | £27,258 | £60,962 | 182.0% |
| Yr 15 | £11,992 | £152,681 | £8,189 | £47,773 | £102,454 | 305.8% |
| Yr 20 | £13,567 | £176,999 | £9,324 | £73,691 | £152,689 | 455.8% |
| Yr 25 | £15,350 | £205,190 | £10,607 | £105,721 | £212,911 | 635.6% |
| Yr 30 | £17,367 | £237,872 | £12,060 | £144,667 | £284,539 | 849.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £601 | 7.4% | 4.3% | £-45 | -6.8% |
| Conservative | £658 | 8.1% | 5.2% | £86 | 3.4% |
| Base | £707 | 8.7% | 5.8% | £166 | 7.8% |
| Optimistic | £764 | 9.3% | 6.5% | £252 | 12.7% |
| Bull | £834 | 10.2% | 7.3% | £352 | 19.0% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.66% |
| Net Yield | ●5.78% |
| Net Annual Income | £5,663 |
| Deductions: void 8% (−£679) · mgmt 10% (−£849) · maint 10% (−£849) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £306 |
| Monthly Cashflow (IO) | ●£166 |
| Cash-on-Cash Return | ●5.93% |
| 5-Year IRR | ●7.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £4,900 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £4,900 |
| Section 24 Extra Tax/yr (higher rate) | £735 |
| SPV Annual Saving | £1,483 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £113,609 |
| Less: Purchase Price | −£98,000 |
| Less: Buying Costs (SDLT + legal) | −£7,500 |
| Less: Selling Costs (est. 2.5%) | −£2,840 |
| = CGT Net Gain (5yr) | £5,269 |
| CGT at 24% | £545 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £601 | 7.4% | 4.3% | £-45 | -6.8% |
| Conservative | £658 | 8.1% | 5.2% | £86 | 3.4% |
| Base | £707 | 8.7% | 5.8% | £166 | 7.8% |
| Optimistic | £764 | 9.3% | 6.5% | £252 | 12.7% |
| Bull | £834 | 10.2% | 7.3% | £352 | 19.0% |
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