🔒 Sign in to view the address — Walsall
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 51% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,650 |
| Bathroom | £2,700 |
| Living Room | £1,550 |
| Master Bedroom | £1,800 |
| Bedroom 2 | £1,800 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | BHULLAR BUILDING CONSTRUCTION | 07588 208828 | — |
| decorator | Painter and Decorator Walsall | Top Quality Painting Contractors ... | 07954 333 229 | — |
| photographer | Dart Photography UK | Newborn Photography | 07305523296 | — |
Property Details
- Asking Price
- £50,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £8,700 | £51,500 | £5,819 | £3,944 | £5,444 | 28.5% |
| Yr 3 | £9,140 | £54,636 | £6,136 | £12,306 | £16,942 | 88.7% |
| Yr 5 | £9,603 | £57,964 | £6,469 | £21,326 | £29,289 | 153.3% |
| Yr 10 | £10,865 | £67,196 | £7,378 | £46,978 | £64,174 | 336.0% |
| Yr 15 | £12,293 | £77,898 | £8,406 | £77,526 | £105,424 | 552.0% |
| Yr 20 | £13,908 | £90,306 | £9,569 | £113,612 | £153,917 | 805.8% |
| Yr 25 | £15,736 | £104,689 | £10,885 | £155,964 | £210,653 | 1102.9% |
| Yr 30 | £17,804 | £121,363 | £12,374 | £205,407 | £276,770 | 1449.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 103 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £616 | 14.8% | 8.7% | £160 | 9.9% |
| Conservative | £674 | 16.2% | 10.4% | £263 | 17.5% |
| Base | £725 | 17.4% | 11.6% | £329 | 20.8% |
| Optimistic | £783 | 18.8% | 13.0% | £402 | 24.6% |
| Bull | £856 | 20.5% | 14.7% | £488 | 29.6% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●17.4% |
| Net Yield | ●11.64% |
| Net Annual Income | £5,819 |
| Deductions: void 8% (−£696) · mgmt 10% (−£870) · maint 10% (−£870) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £156 |
| Monthly Cashflow (IO) | ●£329 |
| Cash-on-Cash Return | ●20.65% |
| 5-Year IRR | ●20.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £2,500 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £2,500 |
| Section 24 Extra Tax/yr (higher rate) | £375 |
| SPV Annual Saving | £1,423 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £57,964 |
| Less: Purchase Price | −£50,000 |
| Less: Buying Costs (SDLT + legal) | −£5,100 |
| Less: Selling Costs (est. 2.5%) | −£1,449 |
| = CGT Net Gain (5yr) | £1,415 |
| CGT at 24% | £— |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £616 | 14.8% | 8.7% | £160 | 9.9% |
| Conservative | £674 | 16.2% | 10.4% | £263 | 17.5% |
| Base | £725 | 17.4% | 11.6% | £329 | 20.8% |
| Optimistic | £783 | 18.8% | 13.0% | £402 | 24.6% |
| Bull | £856 | 20.5% | 14.7% | £488 | 29.6% |
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