🔒 Sign in to view the address — Coventry
Semi-Detached · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 34% above the area median. Offers anchored to area median of £223,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,550 |
| Bathroom | £2,600 |
| Living Room | £1,550 |
| Hallway / Stairs | £600 |
| Master Bedroom | £900 |
| Bedroom 2 | £900 |
| Bedroom 3 | £900 |
| Bedroom 4 | £900 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Building Contractor in Coventry, Building Contractor in ... | 07718 001059 | — |
| decorator | Coventry Decorators – Call us if If you are looking for painters and ... | 07516 790 046 | — |
| photographer | Kamera Studios | 024 7667 3061 | — |
Property Details
- Asking Price
- £300,000
- Property Type
- Semi-Detached
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £17,520 | £309,000 | £12,169 | £919 | £9,919 | 10.0% |
| Yr 3 | £18,407 | £327,818 | £12,808 | £3,712 | £31,530 | 31.8% |
| Yr 5 | £19,339 | £347,782 | £13,479 | £7,830 | £55,613 | 56.1% |
| Yr 10 | £21,880 | £403,175 | £15,309 | £24,374 | £127,549 | 128.7% |
| Yr 15 | £24,755 | £467,390 | £17,379 | £50,775 | £218,166 | 220.1% |
| Yr 20 | £28,008 | £541,833 | £19,721 | £88,331 | £330,164 | 333.2% |
| Yr 25 | £31,689 | £628,133 | £22,371 | £138,505 | £466,638 | 470.9% |
| Yr 30 | £35,853 | £728,179 | £25,369 | £202,956 | £631,135 | 636.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,240 | 5.0% | 3.1% | £-450 | -12.5% |
| Conservative | £1,357 | 5.4% | 3.7% | £-119 | -1.4% |
| Base | £1,459 | 5.8% | 4.1% | £76 | 3.4% |
| Optimistic | £1,576 | 6.3% | 4.5% | £285 | 8.8% |
| Bull | £1,722 | 6.9% | 5.1% | £521 | 15.6% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.84% |
| Net Yield | ●4.05% |
| Net Annual Income | £12,161 |
| Deductions: void 8% (−£1,402) · mgmt 10% (−£1,752) · maint 10% (−£1,752) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £936 |
| Monthly Cashflow (IO) | ●£77 |
| Cash-on-Cash Return | ●0.92% |
| 5-Year IRR | ●3.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £20,000 |
| SDLT Effective Rate | 6.67% |
| SDLT (Company) | £20,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,250 |
| SPV Annual Saving | £3,125 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £347,782 |
| Less: Purchase Price | −£300,000 |
| Less: Buying Costs (SDLT + legal) | −£22,600 |
| Less: Selling Costs (est. 2.5%) | −£8,695 |
| = CGT Net Gain (5yr) | £16,487 |
| CGT at 24% | £3,237 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,240 | 5.0% | 3.1% | £-450 | -12.5% |
| Conservative | £1,357 | 5.4% | 3.7% | £-119 | -1.4% |
| Base | £1,459 | 5.8% | 4.1% | £76 | 3.4% |
| Optimistic | £1,576 | 6.3% | 4.5% | £285 | 8.8% |
| Bull | £1,722 | 6.9% | 5.1% | £521 | 15.6% |
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