🔒 Sign in to view the address — Walsall
End of Terrace · 3 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,650 |
| Bathroom | £2,700 |
| Living Room | £1,550 |
| Master Bedroom | £1,200 |
| Bedroom 2 | £1,200 |
| Bedroom 3 | £1,200 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | BHULLAR BUILDING CONSTRUCTION | 07588 208828 | — |
| decorator | Painter and Decorator Walsall | Top Quality Painting Contractors ... | 07954 333 229 | — |
| photographer | Dart Photography UK | Newborn Photography | 07305523296 | — |
Property Details
- Asking Price
- £140,000
- Property Type
- End of Terrace
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,130 | £144,200 | £7,569 | £2,319 | £6,519 | 14.0% |
| Yr 3 | £11,693 | £152,982 | £7,974 | £7,562 | £20,544 | 44.3% |
| Yr 5 | £12,285 | £162,298 | £8,401 | £13,647 | £35,945 | 77.5% |
| Yr 10 | £13,900 | £188,148 | £9,563 | £32,829 | £80,978 | 174.5% |
| Yr 15 | £15,726 | £218,115 | £10,878 | £58,274 | £136,390 | 293.9% |
| Yr 20 | £17,793 | £252,856 | £12,366 | £90,805 | £203,660 | 438.9% |
| Yr 25 | £20,131 | £293,129 | £14,049 | £131,352 | £284,481 | 613.1% |
| Yr 30 | £22,777 | £339,817 | £15,954 | £180,969 | £380,785 | 820.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £789 | 6.8% | 4.1% | £-93 | -7.5% |
| Conservative | £863 | 7.4% | 4.9% | £86 | 2.9% |
| Base | £928 | 8.0% | 5.4% | £194 | 7.3% |
| Optimistic | £1,002 | 8.6% | 6.0% | £311 | 12.4% |
| Bull | £1,095 | 9.4% | 6.8% | £445 | 18.9% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.95% |
| Net Yield | ●5.41% |
| Net Annual Income | £7,573 |
| Deductions: void 8% (−£890) · mgmt 10% (−£1,113) · maint 10% (−£1,113) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £437 |
| Monthly Cashflow (IO) | ●£194 |
| Cash-on-Cash Return | ●5.01% |
| 5-Year IRR | ●7.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £7,300 |
| SDLT Effective Rate | 5.21% |
| SDLT (Company) | £7,300 |
| Section 24 Extra Tax/yr (higher rate) | £1,050 |
| SPV Annual Saving | £1,933 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £162,298 |
| Less: Purchase Price | −£140,000 |
| Less: Buying Costs (SDLT + legal) | −£9,900 |
| Less: Selling Costs (est. 2.5%) | −£4,057 |
| = CGT Net Gain (5yr) | £8,341 |
| CGT at 24% | £1,282 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £789 | 6.8% | 4.1% | £-93 | -7.5% |
| Conservative | £863 | 7.4% | 4.9% | £86 | 2.9% |
| Base | £928 | 8.0% | 5.4% | £194 | 7.3% |
| Optimistic | £1,002 | 8.6% | 6.0% | £311 | 12.4% |
| Bull | £1,095 | 9.4% | 6.8% | £445 | 18.9% |
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