🔒 Sign in to view the address — Nottingham
Terraced · 3 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 9% above the area median. Offers anchored to area median of £151,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · East Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,550 |
| Bathroom | £2,600 |
| Living Room | £1,550 |
| Hallway / Stairs | £600 |
| Master Bedroom | £1,200 |
| Bedroom 2 | £1,200 |
| Bedroom 3 | £1,200 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Absolute Builders Ltd: Nottingham Builders | 01158 967 485 | — |
| decorator | Painting & Decorating | Painting and Decorating Nottingham | +44 7568746845 | — |
| photographer | Nottingham Wedding Photographer | Alison Edwards | 07977 499473 | — |
Property Details
- Asking Price
- £165,000
- Property Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £12,490 | £169,950 | £8,548 | £2,361 | £7,311 | 13.4% |
| Yr 3 | £13,123 | £180,300 | £9,003 | £7,762 | £23,062 | 42.4% |
| Yr 5 | £13,787 | £191,280 | £9,482 | £14,109 | £40,389 | 74.2% |
| Yr 10 | £15,599 | £221,746 | £10,786 | £34,429 | £91,175 | 167.6% |
| Yr 15 | £17,649 | £257,065 | £12,262 | £61,777 | £153,842 | 282.8% |
| Yr 20 | £19,968 | £298,008 | £13,932 | £97,077 | £230,086 | 423.0% |
| Yr 25 | £22,592 | £345,473 | £15,821 | £141,374 | £321,847 | 591.6% |
| Yr 30 | £25,561 | £400,498 | £17,959 | £195,849 | £431,347 | 792.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
1 planning application found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — East Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £885 | 6.4% | 3.9% | £-132 | -8.3% |
| Conservative | £968 | 7.0% | 4.7% | £73 | 2.2% |
| Base | £1,041 | 7.6% | 5.2% | £197 | 6.8% |
| Optimistic | £1,124 | 8.2% | 5.8% | £331 | 11.9% |
| Bull | £1,228 | 8.9% | 6.5% | £484 | 18.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.57% |
| Net Yield | ●5.18% |
| Net Annual Income | £8,549 |
| Deductions: void 8% (−£999) · mgmt 10% (−£1,249) · maint 10% (−£1,249) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £515 |
| Monthly Cashflow (IO) | ●£197 |
| Cash-on-Cash Return | ●4.34% |
| 5-Year IRR | ●6.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £9,050 |
| SDLT Effective Rate | 5.48% |
| SDLT (Company) | £9,050 |
| Section 24 Extra Tax/yr (higher rate) | £1,238 |
| SPV Annual Saving | £2,170 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £191,280 |
| Less: Purchase Price | −£165,000 |
| Less: Buying Costs (SDLT + legal) | −£11,650 |
| Less: Selling Costs (est. 2.5%) | −£4,782 |
| = CGT Net Gain (5yr) | £9,848 |
| CGT at 24% | £1,644 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £885 | 6.4% | 3.9% | £-132 | -8.3% |
| Conservative | £968 | 7.0% | 4.7% | £73 | 2.2% |
| Base | £1,041 | 7.6% | 5.2% | £197 | 6.8% |
| Optimistic | £1,124 | 8.2% | 5.8% | £331 | 11.9% |
| Bull | £1,228 | 8.9% | 6.5% | £484 | 18.4% |
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