🔒 Sign in to view the address — Wallsend
Semi-Detached · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 36% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,200 |
| Bathroom | £2,300 |
| Living Room | £1,400 |
| Hallway / Stairs | £500 |
| Master Bedroom | £1,600 |
| Bedroom 2 | £1,600 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £150,000
- Property Type
- Semi-Detached
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 1,000–1,100 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £8,535 | £154,500 | £5,700 | £75 | £4,575 | 9.2% |
| Yr 3 | £8,967 | £163,909 | £6,011 | £690 | £14,599 | 29.4% |
| Yr 5 | £9,421 | £173,891 | £6,338 | £1,951 | £25,842 | 52.1% |
| Yr 10 | £10,659 | £201,587 | £7,230 | £8,147 | £59,734 | 120.4% |
| Yr 15 | £12,060 | £233,695 | £8,238 | £19,145 | £102,840 | 207.3% |
| Yr 20 | £13,644 | £270,917 | £9,379 | £35,577 | £156,494 | 315.5% |
| Yr 25 | £15,437 | £314,067 | £10,670 | £58,156 | £222,223 | 448.0% |
| Yr 30 | £17,466 | £364,089 | £12,131 | £87,691 | £301,780 | 608.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £604 | 4.8% | 2.8% | £-254 | -13.5% |
| Conservative | £661 | 5.3% | 3.4% | £-90 | -2.1% |
| Base | £711 | 5.7% | 3.8% | £6 | 2.7% |
| Optimistic | £768 | 6.1% | 4.2% | £109 | 8.2% |
| Bull | £839 | 6.7% | 4.8% | £226 | 15.0% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.69% |
| Net Yield | ●3.8% |
| Net Annual Income | £5,698 |
| Deductions: void 8% (−£683) · mgmt 10% (−£854) · maint 10% (−£854) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £468 |
| Monthly Cashflow (IO) | ●£7 |
| Cash-on-Cash Return | ●0.15% |
| 5-Year IRR | ●2.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £8,000 |
| SDLT Effective Rate | 5.33% |
| SDLT (Company) | £8,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,125 |
| SPV Annual Saving | £1,587 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £173,891 |
| Less: Purchase Price | −£150,000 |
| Less: Buying Costs (SDLT + legal) | −£10,600 |
| Less: Selling Costs (est. 2.5%) | −£4,347 |
| = CGT Net Gain (5yr) | £8,944 |
| CGT at 24% | £1,427 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £604 | 4.8% | 2.8% | £-254 | -13.5% |
| Conservative | £661 | 5.3% | 3.4% | £-90 | -2.1% |
| Base | £711 | 5.7% | 3.8% | £6 | 2.7% |
| Optimistic | £768 | 6.1% | 4.2% | £109 | 8.2% |
| Bull | £839 | 6.7% | 4.8% | £226 | 15.0% |
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