🔒 Sign in to view the address — Gateshead
End of Terrace · 3 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,250 |
| Bathroom | £2,400 |
| Living Room | £1,450 |
| Master Bedroom | £1,050 |
| Bedroom 2 | £1,050 |
| Bedroom 3 | £1,050 |
| Entrance Hall | £300 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £175,000
- Property Type
- End of Terrace
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,870 | £180,250 | £6,661 | £99 | £5,349 | 9.3% |
| Yr 3 | £10,370 | £191,227 | £7,021 | £834 | £17,061 | 29.6% |
| Yr 5 | £10,895 | £202,873 | £7,399 | £2,316 | £30,189 | 52.4% |
| Yr 10 | £12,326 | £235,185 | £8,430 | £9,541 | £69,726 | 121.1% |
| Yr 15 | £13,946 | £272,644 | £9,596 | £22,319 | £119,963 | 208.3% |
| Yr 20 | £15,779 | £316,069 | £10,916 | £41,381 | £182,450 | 316.8% |
| Yr 25 | £17,852 | £366,411 | £12,409 | £67,551 | £258,962 | 449.6% |
| Yr 30 | £20,198 | £424,771 | £14,098 | £101,765 | £351,536 | 610.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £699 | 4.8% | 2.9% | £-294 | -13.4% |
| Conservative | £764 | 5.2% | 3.4% | £-104 | -2.0% |
| Base | £822 | 5.6% | 3.8% | £8 | 2.8% |
| Optimistic | £888 | 6.1% | 4.3% | £128 | 8.3% |
| Bull | £970 | 6.7% | 4.8% | £263 | 15.1% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.64% |
| Net Yield | ●3.8% |
| Net Annual Income | £6,657 |
| Deductions: void 8% (−£790) · mgmt 10% (−£987) · maint 10% (−£987) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £546 |
| Monthly Cashflow (IO) | ●£9 |
| Cash-on-Cash Return | ●0.16% |
| 5-Year IRR | ●2.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £9,750 |
| SDLT Effective Rate | 5.57% |
| SDLT (Company) | £9,750 |
| Section 24 Extra Tax/yr (higher rate) | £1,312 |
| SPV Annual Saving | £1,820 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £202,873 |
| Less: Purchase Price | −£175,000 |
| Less: Buying Costs (SDLT + legal) | −£12,350 |
| Less: Selling Costs (est. 2.5%) | −£5,072 |
| = CGT Net Gain (5yr) | £10,451 |
| CGT at 24% | £1,788 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £699 | 4.8% | 2.9% | £-294 | -13.4% |
| Conservative | £764 | 5.2% | 3.4% | £-104 | -2.0% |
| Base | £822 | 5.6% | 3.8% | £8 | 2.8% |
| Optimistic | £888 | 6.1% | 4.3% | £128 | 8.3% |
| Bull | £970 | 6.7% | 4.8% | £263 | 15.1% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →