🔒 Sign in to view the address — Newcastle Upon Tyne
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 41% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £650 |
| Bathroom | £500 |
| Living Room | £300 |
| Master Bedroom | £350 |
| Bedroom 2 | £350 |
| Entrance Hall | £50 |
| Total Estimated Refurb | £1,700 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £100,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,900 | £103,000 | £8,123 | £4,373 | £7,373 | 21.6% |
| Yr 3 | £12,502 | £109,273 | £8,557 | £13,767 | £23,040 | 67.6% |
| Yr 5 | £13,135 | £115,927 | £9,012 | £24,061 | £39,989 | 117.3% |
| Yr 10 | £14,861 | £134,392 | £10,255 | £54,041 | £88,432 | 259.3% |
| Yr 15 | £16,814 | £155,797 | £11,661 | £90,716 | £146,512 | 429.7% |
| Yr 20 | £19,024 | £180,611 | £13,252 | £134,967 | £215,578 | 632.2% |
| Yr 25 | £21,524 | £209,378 | £15,052 | £187,789 | £297,167 | 871.5% |
| Yr 30 | £24,352 | £242,726 | £17,089 | £250,308 | £393,035 | 1152.6% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 105 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £843 | 10.1% | 6.1% | £105 | 1.6% |
| Conservative | £923 | 11.1% | 7.3% | £265 | 10.5% |
| Base | £992 | 11.9% | 8.1% | £365 | 14.5% |
| Optimistic | £1,071 | 12.9% | 9.1% | £474 | 19.0% |
| Bull | £1,171 | 14.0% | 10.2% | £603 | 24.8% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●11.9% |
| Net Yield | ●8.13% |
| Net Annual Income | £8,126 |
| Deductions: void 8% (−£952) · mgmt 10% (−£1,190) · maint 10% (−£1,190) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £312 |
| Monthly Cashflow (IO) | ●£365 |
| Cash-on-Cash Return | ●12.83% |
| 5-Year IRR | ●14.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,000 |
| Section 24 Extra Tax/yr (higher rate) | £750 |
| SPV Annual Saving | £1,965 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £115,927 |
| Less: Purchase Price | −£100,000 |
| Less: Buying Costs (SDLT + legal) | −£7,600 |
| Less: Selling Costs (est. 2.5%) | −£2,898 |
| = CGT Net Gain (5yr) | £5,429 |
| CGT at 24% | £583 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £843 | 10.1% | 6.1% | £105 | 1.6% |
| Conservative | £923 | 11.1% | 7.3% | £265 | 10.5% |
| Base | £992 | 11.9% | 8.1% | £365 | 14.5% |
| Optimistic | £1,071 | 12.9% | 9.1% | £474 | 19.0% |
| Bull | £1,171 | 14.0% | 10.2% | £603 | 24.8% |
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