🔒 Sign in to view the address — Sheffield
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 31% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,450 |
| Bathroom | £2,500 |
| Living Room | £1,500 |
| Master Bedroom | £1,750 |
| Bedroom 2 | £1,750 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Burngreave Building Company: Sheffield Builders & Roofing ... | 0114 228 9110 | — |
| decorator | Richard Smithson Decorating Services: Home | 07831 588 477 | — |
| photographer | Melissa Sadler Photography | 04088097675 | — |
Property Details
- Asking Price
- £100,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 700–800 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,960 | £103,000 | £6,726 | £2,976 | £5,976 | 17.5% |
| Yr 3 | £10,464 | £109,273 | £7,089 | £9,471 | £18,744 | 55.0% |
| Yr 5 | £10,994 | £115,927 | £7,471 | £16,719 | £32,647 | 95.7% |
| Yr 10 | £12,439 | £134,392 | £8,511 | £38,392 | £72,783 | 213.4% |
| Yr 15 | £14,073 | £155,797 | £9,688 | £65,668 | £121,465 | 356.2% |
| Yr 20 | £15,923 | £180,611 | £11,019 | £99,286 | £179,897 | 527.6% |
| Yr 25 | £18,015 | £209,378 | £12,526 | £140,077 | £249,455 | 731.5% |
| Yr 30 | £20,382 | £242,726 | £14,230 | £188,985 | £331,711 | 972.8% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £706 | 8.5% | 5.1% | £15 | -3.4% |
| Conservative | £772 | 9.3% | 6.0% | £159 | 6.3% |
| Base | £830 | 10.0% | 6.7% | £248 | 10.5% |
| Optimistic | £896 | 10.8% | 7.5% | £345 | 15.3% |
| Bull | £979 | 11.8% | 8.5% | £457 | 21.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.96% |
| Net Yield | ●6.73% |
| Net Annual Income | £6,726 |
| Deductions: void 8% (−£797) · mgmt 10% (−£996) · maint 10% (−£996) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £312 |
| Monthly Cashflow (IO) | ●£248 |
| Cash-on-Cash Return | ●8.73% |
| 5-Year IRR | ●10.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,000 |
| Section 24 Extra Tax/yr (higher rate) | £750 |
| SPV Annual Saving | £1,693 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £115,927 |
| Less: Purchase Price | −£100,000 |
| Less: Buying Costs (SDLT + legal) | −£7,600 |
| Less: Selling Costs (est. 2.5%) | −£2,898 |
| = CGT Net Gain (5yr) | £5,429 |
| CGT at 24% | £583 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £706 | 8.5% | 5.1% | £15 | -3.4% |
| Conservative | £772 | 9.3% | 6.0% | £159 | 6.3% |
| Base | £830 | 10.0% | 6.7% | £248 | 10.5% |
| Optimistic | £896 | 10.8% | 7.5% | £345 | 15.3% |
| Bull | £979 | 11.8% | 8.5% | £457 | 21.4% |
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