🔒 Sign in to view the address — Hull
End of Terrace · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,450 |
| Bathroom | £2,500 |
| Living Room | £1,500 |
| Master Bedroom | £1,750 |
| Bedroom 2 | £1,750 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Building Contractor in Hull, House Extensions in Hull | 01482 714 371 | — |
| decorator | Painting and decorating from Mike Walker Painter & Decorator in Hull | 07792 262 861 | — |
| photographer | Darryl Brooks Photography | 07762 484541 | — |
Property Details
- Asking Price
- £75,000
- Property Type
- End of Terrace
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 600–700 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £8,340 | £77,250 | £5,560 | £2,747 | £4,997 | 18.8% |
| Yr 3 | £8,762 | £81,955 | £5,864 | £8,696 | £15,651 | 58.8% |
| Yr 5 | £9,206 | £86,946 | £6,183 | £15,276 | £27,221 | 102.3% |
| Yr 10 | £10,416 | £100,794 | £7,054 | £34,699 | £60,493 | 227.4% |
| Yr 15 | £11,784 | £116,848 | £8,040 | £58,815 | £100,663 | 378.4% |
| Yr 20 | £13,333 | £135,458 | £9,155 | £88,241 | £148,699 | 559.0% |
| Yr 25 | £15,085 | £157,033 | £10,416 | £123,673 | £205,706 | 773.3% |
| Yr 30 | £17,067 | £182,045 | £11,843 | £165,902 | £272,947 | 1026.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £591 | 9.5% | 5.6% | £42 | -1.8% |
| Conservative | £646 | 10.3% | 6.6% | £158 | 7.5% |
| Base | £695 | 11.1% | 7.4% | £229 | 11.5% |
| Optimistic | £751 | 12.0% | 8.3% | £307 | 16.1% |
| Bull | £820 | 13.1% | 9.4% | £399 | 22.0% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●11.12% |
| Net Yield | ●7.41% |
| Net Annual Income | £5,560 |
| Deductions: void 8% (−£667) · mgmt 10% (−£834) · maint 10% (−£834) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £234 |
| Monthly Cashflow (IO) | ●£229 |
| Cash-on-Cash Return | ●10.33% |
| 5-Year IRR | ●11.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,750 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,750 |
| Section 24 Extra Tax/yr (higher rate) | £562 |
| SPV Annual Saving | £1,419 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £86,946 |
| Less: Purchase Price | −£75,000 |
| Less: Buying Costs (SDLT + legal) | −£6,350 |
| Less: Selling Costs (est. 2.5%) | −£2,174 |
| = CGT Net Gain (5yr) | £3,422 |
| CGT at 24% | £101 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £591 | 9.5% | 5.6% | £42 | -1.8% |
| Conservative | £646 | 10.3% | 6.6% | £158 | 7.5% |
| Base | £695 | 11.1% | 7.4% | £229 | 11.5% |
| Optimistic | £751 | 12.0% | 8.3% | £307 | 16.1% |
| Bull | £820 | 13.1% | 9.4% | £399 | 22.0% |
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