🔒 Sign in to view the address — Leeds
Semi-Detached · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 104% above the area median. Offers anchored to area median of £172,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Bedroom 4 | £850 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Lynch Renovation and Construction | 07304 063002 | — |
| decorator | Decorators in Leeds With Excellent Reviews | Free Quote ... | 0113 808 1192 | — |
Property Details
- Asking Price
- £350,000
- Property Type
- Semi-Detached
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £20,055 | £360,500 | £13,995 | £870 | £11,370 | 9.8% |
| Yr 3 | £21,070 | £382,454 | £14,726 | £3,701 | £36,155 | 31.0% |
| Yr 5 | £22,137 | £405,746 | £15,494 | £8,049 | £63,795 | 54.7% |
| Yr 10 | £25,046 | £470,371 | £17,588 | £26,072 | £146,443 | 125.6% |
| Yr 15 | £28,337 | £545,289 | £19,958 | £55,380 | £250,668 | 215.0% |
| Yr 20 | £32,061 | £632,139 | £22,639 | £97,455 | £379,594 | 325.6% |
| Yr 25 | £36,274 | £732,822 | £25,672 | £153,974 | £536,797 | 460.4% |
| Yr 30 | £41,041 | £849,542 | £29,104 | £226,837 | £726,379 | 623.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,421 | 4.9% | 3.0% | £-535 | -12.9% |
| Conservative | £1,555 | 5.3% | 3.6% | £-152 | -1.8% |
| Base | £1,672 | 5.7% | 4.0% | £73 | 3.0% |
| Optimistic | £1,806 | 6.2% | 4.5% | £315 | 8.4% |
| Bull | £1,973 | 6.8% | 5.0% | £587 | 15.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.73% |
| Net Yield | ●4.0% |
| Net Annual Income | £14,001 |
| Deductions: void 8% (−£1,604) · mgmt 10% (−£2,006) · maint 10% (−£2,006) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,092 |
| Monthly Cashflow (IO) | ●£75 |
| Cash-on-Cash Return | ●0.75% |
| 5-Year IRR | ●3.0% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £25,000 |
| SDLT Effective Rate | 7.14% |
| SDLT (Company) | £25,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,625 |
| SPV Annual Saving | £3,576 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £405,746 |
| Less: Purchase Price | −£350,000 |
| Less: Buying Costs (SDLT + legal) | −£27,600 |
| Less: Selling Costs (est. 2.5%) | −£10,144 |
| = CGT Net Gain (5yr) | £18,002 |
| CGT at 24% | £3,600 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,421 | 4.9% | 3.0% | £-535 | -12.9% |
| Conservative | £1,555 | 5.3% | 3.6% | £-152 | -1.8% |
| Base | £1,672 | 5.7% | 4.0% | £73 | 3.0% |
| Optimistic | £1,806 | 6.2% | 4.5% | £315 | 8.4% |
| Bull | £1,973 | 6.8% | 5.0% | £587 | 15.2% |
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