🔒 Sign in to view the address — Leeds
Terraced · 4 bed
Supports major UK property portals
Suggested Offer Range
Already 58% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Bedroom 4 | £850 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Lynch Renovation and Construction | 07304 063002 | — |
| decorator | Decorators in Leeds With Excellent Reviews | Free Quote ... | 0113 808 1192 | — |
Property Details
- Asking Price
- £230,000
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Floor Area
- 2,000–2,100 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £20,056 | £236,900 | £13,995 | £5,370 | £12,270 | 16.3% |
| Yr 3 | £21,071 | £251,327 | £14,726 | £17,203 | £38,530 | 51.2% |
| Yr 5 | £22,138 | £266,633 | £15,494 | £30,553 | £67,186 | 89.3% |
| Yr 10 | £25,047 | £309,101 | £17,589 | £71,080 | £150,181 | 199.7% |
| Yr 15 | £28,339 | £358,333 | £19,959 | £122,893 | £251,225 | 334.1% |
| Yr 20 | £32,063 | £415,406 | £22,640 | £187,473 | £372,879 | 495.8% |
| Yr 25 | £36,276 | £481,569 | £25,674 | £266,499 | £518,068 | 688.9% |
| Yr 30 | £41,043 | £558,270 | £29,106 | £361,869 | £690,139 | 917.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,421 | 7.4% | 4.6% | £-48 | -4.8% |
| Conservative | £1,555 | 8.1% | 5.5% | £261 | 5.2% |
| Base | £1,672 | 8.7% | 6.1% | £448 | 9.5% |
| Optimistic | £1,806 | 9.4% | 6.8% | £652 | 14.5% |
| Bull | £1,973 | 10.3% | 7.6% | £887 | 20.9% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.72% |
| Net Yield | ●6.09% |
| Net Annual Income | £14,001 |
| Deductions: void 8% (−£1,604) · mgmt 10% (−£2,006) · maint 10% (−£2,006) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £717 |
| Monthly Cashflow (IO) | ●£450 |
| Cash-on-Cash Return | ●7.15% |
| 5-Year IRR | ●9.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £13,600 |
| SDLT Effective Rate | 5.91% |
| SDLT (Company) | £13,600 |
| Section 24 Extra Tax/yr (higher rate) | £1,725 |
| SPV Annual Saving | £3,351 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £266,633 |
| Less: Purchase Price | −£230,000 |
| Less: Buying Costs (SDLT + legal) | −£16,200 |
| Less: Selling Costs (est. 2.5%) | −£6,666 |
| = CGT Net Gain (5yr) | £13,767 |
| CGT at 24% | £2,584 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,421 | 7.4% | 4.6% | £-48 | -4.8% |
| Conservative | £1,555 | 8.1% | 5.5% | £261 | 5.2% |
| Base | £1,672 | 8.7% | 6.1% | £448 | 9.5% |
| Optimistic | £1,806 | 9.4% | 6.8% | £652 | 14.5% |
| Bull | £1,973 | 10.3% | 7.6% | £887 | 20.9% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →