🔒 Sign in to view the address — Campbell Park
Terraced · 4 bed
Supports major UK property portals
Suggested Offer Range
Already 25% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 7/10 · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,300 |
| Bathroom | £1,700 |
| Living Room | £950 |
| Hallway / Stairs | £350 |
| Master Bedroom | £550 |
| Bedroom 2 | £550 |
| Bedroom 3 | £550 |
| Bedroom 4 | £550 |
| Total Estimated Refurb | £6,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | R Cunningham Builders | Trusted Builders in Milton Keynes | 01908 263554 | — |
| decorator | ASR Painters and Decorators | Expert Painting & Decorating ... | 07860207718 | — |
| photographer | Photography Studio Milton Keynes | 01908 399140 | — |
Property Details
- Asking Price
- £300,000
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Floor Area
- 1,400–1,500 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £24,870 | £309,000 | £17,461 | £6,211 | £15,211 | 15.3% |
| Yr 3 | £26,129 | £327,818 | £18,368 | £19,988 | £47,806 | 48.2% |
| Yr 5 | £27,452 | £347,782 | £19,320 | £35,647 | £83,429 | 84.2% |
| Yr 10 | £31,059 | £403,175 | £21,918 | £83,662 | £186,837 | 188.5% |
| Yr 15 | £35,141 | £467,390 | £24,856 | £145,671 | £313,061 | 315.9% |
| Yr 20 | £39,758 | £541,833 | £28,181 | £223,513 | £465,346 | 469.6% |
| Yr 25 | £44,983 | £628,133 | £31,943 | £319,268 | £647,401 | 653.3% |
| Yr 30 | £50,894 | £728,179 | £36,199 | £435,289 | £863,468 | 871.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 106 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,761 | 7.0% | 4.4% | £-111 | -6.0% |
| Conservative | £1,927 | 7.7% | 5.2% | £281 | 4.1% |
| Base | £2,072 | 8.3% | 5.8% | £517 | 8.5% |
| Optimistic | £2,238 | 9.0% | 6.5% | £775 | 13.5% |
| Bull | £2,445 | 9.8% | 7.3% | £1,071 | 19.9% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.29% |
| Net Yield | ●5.82% |
| Net Annual Income | £17,457 |
| Deductions: void 8% (−£1,990) · mgmt 10% (−£2,487) · maint 10% (−£2,487) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £936 |
| Monthly Cashflow (IO) | ●£519 |
| Cash-on-Cash Return | ●6.26% |
| 5-Year IRR | ●8.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £20,000 |
| SDLT Effective Rate | 6.67% |
| SDLT (Company) | £20,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,250 |
| SPV Annual Saving | £4,154 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £347,782 |
| Less: Purchase Price | −£300,000 |
| Less: Buying Costs (SDLT + legal) | −£22,600 |
| Less: Selling Costs (est. 2.5%) | −£8,695 |
| = CGT Net Gain (5yr) | £16,487 |
| CGT at 24% | £3,237 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,761 | 7.0% | 4.4% | £-111 | -6.0% |
| Conservative | £1,927 | 7.7% | 5.2% | £281 | 4.1% |
| Base | £2,072 | 8.3% | 5.8% | £517 | 8.5% |
| Optimistic | £2,238 | 9.0% | 6.5% | £775 | 13.5% |
| Bull | £2,445 | 9.8% | 7.3% | £1,071 | 19.9% |
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