🔒 Sign in to view the address — Wallsend
Semi-Detached · 3 bed
Supports major UK property portals
Suggested Offer Range
Already 32% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,200 |
| Bathroom | £2,300 |
| Living Room | £1,400 |
| Hallway / Stairs | £500 |
| Master Bedroom | £1,050 |
| Bedroom 2 | £1,050 |
| Bedroom 3 | £1,050 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £110,000
- Property Type
- Semi-Detached
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
All yield, cashflow, SDLT, CGT and mortgage figures on this page are calculated on the estimated effective purchase cost — not the guide price shown above.
| Guide price | £110,000 |
| Estimated hammer (mid) | £132,000 (guide × 1.20 — typical range is +10–35%) |
| Buyer’s premium (4% + VAT = 4.8%) | £6,336 |
| Legal fees (est.) | £1,500 |
| Effective purchase cost | £139,836 (+27.1% vs guide) |
Guide prices can change before auction day. Always verify the reserve price and obtain legal pack before bidding.
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £8,228 | £113,300 | £5,479 | £1,354 | £4,654 | 12.5% |
| Yr 3 | £8,645 | £120,200 | £5,779 | £4,510 | £14,710 | 39.7% |
| Yr 5 | £9,082 | £127,520 | £6,094 | £8,289 | £25,809 | 69.6% |
| Yr 10 | £10,276 | £147,831 | £6,953 | £20,671 | £58,501 | 157.7% |
| Yr 15 | £11,626 | £171,376 | £7,926 | £37,682 | £99,058 | 267.0% |
| Yr 20 | £13,154 | £198,672 | £9,026 | £59,931 | £148,603 | 400.5% |
| Yr 25 | £14,882 | £230,316 | £10,270 | £88,106 | £208,422 | 561.8% |
| Yr 30 | £16,838 | £266,999 | £11,678 | £122,987 | £279,986 | 754.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £741 | 6.4% | 3.8% | £-123 | -8.8% |
| Conservative | £811 | 7.0% | 4.6% | £50 | 1.8% |
| Base | £872 | 7.5% | 5.1% | £154 | 6.4% |
| Optimistic | £942 | 8.1% | 5.7% | £267 | 11.5% |
| Bull | £1,029 | 8.8% | 6.4% | £395 | 18.1% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.48% |
| Net Yield | ●5.07% |
| Net Annual Income | £7,089 |
| Deductions: void 8% (−£658) · mgmt 10% (−£823) · maint 10% (−£823) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £436 |
| Monthly Cashflow (IO) | ●£155 |
| Cash-on-Cash Return | ●3.98% |
| 5-Year IRR | ●6.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £7,289 |
| SDLT Effective Rate | 5.21% |
| SDLT (Company) | £7,289 |
| Section 24 Extra Tax/yr (higher rate) | £1,049 |
| SPV Annual Saving | £1,839 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £162,108 |
| Less: Purchase Price | −£139,836 |
| Less: Buying Costs (SDLT + legal) | −£9,889 |
| Less: Selling Costs (est. 2.5%) | −£4,053 |
| = CGT Net Gain (5yr) | £8,330 |
| CGT at 24% | £1,279 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £741 | 6.4% | 3.8% | £-123 | -8.8% |
| Conservative | £811 | 7.0% | 4.6% | £50 | 1.8% |
| Base | £872 | 7.5% | 5.1% | £154 | 6.4% |
| Optimistic | £942 | 8.1% | 5.7% | £267 | 11.5% |
| Bull | £1,029 | 8.8% | 6.4% | £395 | 18.1% |
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