🔒 Sign in to view the address — Manchester
Apartment · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 13% below the area median — some negotiation possible but limited margin. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,450 |
| Bathroom | £2,500 |
| Living Room | £1,500 |
| Master Bedroom | £3,450 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Manchester | Extensions, Roofing & Brickwork | 0161 506 8790 | — |
| decorator | Top Residential Decorators in Manchester | Ever Prime Painters I ... | 07359 772816 | — |
| photographer | Professional Photographer Manchester | +447400925109 | — |
Property Details
- Asking Price
- £110,000
- Property Type
- Apartment
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 500–600 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,825 | £113,300 | £8,069 | £3,944 | £7,244 | 19.5% |
| Yr 3 | £12,424 | £120,200 | £8,500 | £12,476 | £22,676 | 61.1% |
| Yr 5 | £13,053 | £127,520 | £8,953 | £21,902 | £39,423 | 106.3% |
| Yr 10 | £14,768 | £147,831 | £10,188 | £49,686 | £87,516 | 235.9% |
| Yr 15 | £16,708 | £171,376 | £11,585 | £84,122 | £145,499 | 392.2% |
| Yr 20 | £18,904 | £198,672 | £13,166 | £126,087 | £214,759 | 578.9% |
| Yr 25 | £21,388 | £230,316 | £14,954 | £176,569 | £296,885 | 800.2% |
| Yr 30 | £24,199 | £266,999 | £16,978 | £236,688 | £393,686 | 1061.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 228 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £837 | 9.1% | 5.5% | £60 | -1.0% |
| Conservative | £916 | 10.0% | 6.6% | £226 | 8.4% |
| Base | £985 | 10.7% | 7.3% | £328 | 12.5% |
| Optimistic | £1,064 | 11.6% | 8.2% | £441 | 17.2% |
| Bull | £1,162 | 12.7% | 9.2% | £571 | 23.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.75% |
| Net Yield | ●7.33% |
| Net Annual Income | £8,065 |
| Deductions: void 8% (−£946) · mgmt 10% (−£1,182) · maint 10% (−£1,182) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £343 |
| Monthly Cashflow (IO) | ●£329 |
| Cash-on-Cash Return | ●10.62% |
| 5-Year IRR | ●12.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,500 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,500 |
| Section 24 Extra Tax/yr (higher rate) | £825 |
| SPV Annual Saving | £1,972 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £127,520 |
| Less: Purchase Price | −£110,000 |
| Less: Buying Costs (SDLT + legal) | −£8,100 |
| Less: Selling Costs (est. 2.5%) | −£3,188 |
| = CGT Net Gain (5yr) | £6,232 |
| CGT at 24% | £776 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £837 | 9.1% | 5.5% | £60 | -1.0% |
| Conservative | £916 | 10.0% | 6.6% | £226 | 8.4% |
| Base | £985 | 10.7% | 7.3% | £328 | 12.5% |
| Optimistic | £1,064 | 11.6% | 8.2% | £441 | 17.2% |
| Bull | £1,162 | 12.7% | 9.2% | £571 | 23.2% |
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