🔒 Sign in to view the address — Felling
Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,250 |
| Bathroom | £2,400 |
| Living Room | £1,450 |
| Master Bedroom | £3,250 |
| Entrance Hall | £300 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £65,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Floor Area
- 600–700 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £6,922 | £66,950 | £4,539 | £2,102 | £4,052 | 17.2% |
| Yr 3 | £7,273 | £71,027 | £4,792 | £6,682 | £12,709 | 53.9% |
| Yr 5 | £7,641 | £75,353 | £5,057 | £11,786 | £22,139 | 93.8% |
| Yr 10 | £8,645 | £87,355 | £5,780 | £27,015 | £49,369 | 209.2% |
| Yr 15 | £9,781 | £101,268 | £6,598 | £46,139 | £82,407 | 349.2% |
| Yr 20 | £11,067 | £117,397 | £7,523 | £69,670 | £122,067 | 517.2% |
| Yr 25 | £12,521 | £136,096 | £8,570 | £98,187 | £169,282 | 717.3% |
| Yr 30 | £14,166 | £157,772 | £9,755 | £132,345 | £225,117 | 953.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 964 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £490 | 9.1% | 5.2% | £18 | -3.8% |
| Conservative | £537 | 9.9% | 6.3% | £115 | 5.8% |
| Base | £577 | 10.7% | 7.0% | £175 | 9.8% |
| Optimistic | £623 | 11.5% | 7.8% | £241 | 14.4% |
| Bull | £681 | 12.6% | 8.9% | £318 | 20.3% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.65% |
| Net Yield | ●6.98% |
| Net Annual Income | £4,540 |
| Deductions: void 8% (−£554) · mgmt 10% (−£692) · maint 10% (−£692) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £203 |
| Monthly Cashflow (IO) | ●£175 |
| Cash-on-Cash Return | ●8.91% |
| 5-Year IRR | ●9.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,250 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,250 |
| Section 24 Extra Tax/yr (higher rate) | £487 |
| SPV Annual Saving | £1,202 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £75,353 |
| Less: Purchase Price | −£65,000 |
| Less: Buying Costs (SDLT + legal) | −£5,850 |
| Less: Selling Costs (est. 2.5%) | −£1,884 |
| = CGT Net Gain (5yr) | £2,619 |
| CGT at 24% | £— |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £490 | 9.1% | 5.2% | £18 | -3.8% |
| Conservative | £537 | 9.9% | 6.3% | £115 | 5.8% |
| Base | £577 | 10.7% | 7.0% | £175 | 9.8% |
| Optimistic | £623 | 11.5% | 7.8% | £241 | 14.4% |
| Bull | £681 | 12.6% | 8.9% | £318 | 20.3% |
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