🔒 Sign in to view the address — LEEDS
Apartment · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 33% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,450 |
| Bathroom | £2,500 |
| Living Room | £1,500 |
| Master Bedroom | £1,750 |
| Bedroom 2 | £1,750 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Lynch Renovation and Construction | 07304 063002 | — |
| decorator | Decorators in Leeds With Excellent Reviews | Free Quote ... | 0113 808 1192 | — |
Property Details
- Asking Price
- £150,000
- Property Type
- Apartment
- Bedrooms
- 2
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £13,140 | £154,500 | £9,016 | £3,391 | £7,891 | 15.9% |
| Yr 3 | £13,805 | £163,909 | £9,495 | £10,888 | £24,797 | 50.0% |
| Yr 5 | £14,504 | £173,891 | £9,998 | £19,379 | £43,270 | 87.2% |
| Yr 10 | £16,410 | £201,587 | £11,370 | £45,293 | £96,880 | 195.3% |
| Yr 15 | £18,566 | £233,695 | £12,923 | £78,600 | £162,295 | 327.2% |
| Yr 20 | £21,006 | £270,917 | £14,680 | £120,273 | £241,190 | 486.3% |
| Yr 25 | £23,767 | £314,067 | £16,667 | £171,410 | £335,476 | 676.4% |
| Yr 30 | £26,890 | £364,089 | £18,916 | £233,255 | £447,344 | 901.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £931 | 7.4% | 4.5% | £-41 | -5.3% |
| Conservative | £1,018 | 8.1% | 5.4% | £160 | 4.8% |
| Base | £1,095 | 8.8% | 6.0% | £283 | 9.1% |
| Optimistic | £1,183 | 9.5% | 6.7% | £416 | 14.1% |
| Bull | £1,292 | 10.3% | 7.6% | £570 | 20.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.76% |
| Net Yield | ●6.01% |
| Net Annual Income | £9,016 |
| Deductions: void 8% (−£1,051) · mgmt 10% (−£1,314) · maint 10% (−£1,314) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £468 |
| Monthly Cashflow (IO) | ●£283 |
| Cash-on-Cash Return | ●6.84% |
| 5-Year IRR | ●9.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £8,000 |
| SDLT Effective Rate | 5.33% |
| SDLT (Company) | £8,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,125 |
| SPV Annual Saving | £2,232 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £173,891 |
| Less: Purchase Price | −£150,000 |
| Less: Buying Costs (SDLT + legal) | −£10,600 |
| Less: Selling Costs (est. 2.5%) | −£4,347 |
| = CGT Net Gain (5yr) | £8,944 |
| CGT at 24% | £1,427 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £931 | 7.4% | 4.5% | £-41 | -5.3% |
| Conservative | £1,018 | 8.1% | 5.4% | £160 | 4.8% |
| Base | £1,095 | 8.8% | 6.0% | £283 | 9.1% |
| Optimistic | £1,183 | 9.5% | 6.7% | £416 | 14.1% |
| Bull | £1,292 | 10.3% | 7.6% | £570 | 20.4% |
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