🔒 Sign in to view the address — Wallsend
Maisonette · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 11% above the area median. Offers anchored to area median of £126,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £650 |
| Bathroom | £450 |
| Living Room | £300 |
| Hallway / Stairs | £100 |
| Master Bedroom | £150 |
| Bedroom 2 | £150 |
| Bedroom 3 | £150 |
| Bedroom 4 | £150 |
| Total Estimated Refurb | £1,700 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £140,000
- Property Type
- Maisonette
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £14,224 | £144,200 | £9,796 | £4,546 | £8,746 | 18.8% |
| Yr 3 | £14,944 | £152,982 | £10,315 | £14,413 | £27,395 | 59.0% |
| Yr 5 | £15,701 | £162,298 | £10,859 | £25,357 | £47,655 | 102.7% |
| Yr 10 | £17,764 | £188,148 | £12,345 | £57,787 | £105,935 | 228.3% |
| Yr 15 | £20,098 | £218,115 | £14,026 | £98,221 | £176,336 | 380.0% |
| Yr 20 | £22,739 | £252,856 | £15,927 | £147,710 | £260,566 | 561.6% |
| Yr 25 | £25,727 | £293,129 | £18,079 | £207,444 | £360,573 | 777.1% |
| Yr 30 | £29,108 | £339,817 | £20,513 | £278,770 | £478,587 | 1031.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 973 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,007 | 8.6% | 5.3% | £49 | -1.8% |
| Conservative | £1,102 | 9.4% | 6.3% | £253 | 7.8% |
| Base | £1,185 | 10.2% | 7.0% | £379 | 11.9% |
| Optimistic | £1,280 | 11.0% | 7.8% | £516 | 16.7% |
| Bull | £1,398 | 12.0% | 8.8% | £676 | 22.8% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.16% |
| Net Yield | ●7.0% |
| Net Annual Income | £9,793 |
| Deductions: void 8% (−£1,138) · mgmt 10% (−£1,422) · maint 10% (−£1,422) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £437 |
| Monthly Cashflow (IO) | ●£379 |
| Cash-on-Cash Return | ●9.79% |
| 5-Year IRR | ●11.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £7,300 |
| SDLT Effective Rate | 5.21% |
| SDLT (Company) | £7,300 |
| Section 24 Extra Tax/yr (higher rate) | £1,050 |
| SPV Annual Saving | £2,364 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £162,298 |
| Less: Purchase Price | −£140,000 |
| Less: Buying Costs (SDLT + legal) | −£9,900 |
| Less: Selling Costs (est. 2.5%) | −£4,057 |
| = CGT Net Gain (5yr) | £8,341 |
| CGT at 24% | £1,282 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,007 | 8.6% | 5.3% | £49 | -1.8% |
| Conservative | £1,102 | 9.4% | 6.3% | £253 | 7.8% |
| Base | £1,185 | 10.2% | 7.0% | £379 | 11.9% |
| Optimistic | £1,280 | 11.0% | 7.8% | £516 | 16.7% |
| Bull | £1,398 | 12.0% | 8.8% | £676 | 22.8% |
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