🔒 Sign in to view the address — Newcastle upon Tyne
Maisonette · 4 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,200 |
| Bathroom | £2,300 |
| Living Room | £1,400 |
| Hallway / Stairs | £500 |
| Master Bedroom | £800 |
| Bedroom 2 | £800 |
| Bedroom 3 | £800 |
| Bedroom 4 | £800 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £185,000
- Property Type
- Maisonette
- Bedrooms
- 4
- Bathrooms
- N/A
- Floor Area
- 1,000–1,100 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £21,922 | £190,550 | £15,339 | £8,402 | £13,952 | 22.9% |
| Yr 3 | £23,032 | £202,154 | £16,138 | £26,399 | £43,553 | 71.6% |
| Yr 5 | £24,198 | £214,466 | £16,978 | £46,054 | £75,520 | 124.2% |
| Yr 10 | £27,378 | £248,625 | £19,267 | £103,011 | £166,636 | 274.1% |
| Yr 15 | £30,976 | £288,224 | £21,858 | £172,304 | £275,528 | 453.2% |
| Yr 20 | £35,046 | £334,131 | £24,788 | £255,552 | £404,683 | 665.6% |
| Yr 25 | £39,652 | £387,349 | £28,104 | £354,590 | £556,939 | 916.0% |
| Yr 30 | £44,862 | £449,044 | £31,856 | £471,494 | £735,538 | 1209.8% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 104 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,553 | 10.1% | 6.3% | £221 | 3.1% |
| Conservative | £1,699 | 11.0% | 7.5% | £516 | 11.9% |
| Base | £1,827 | 11.9% | 8.3% | £700 | 15.9% |
| Optimistic | £1,973 | 12.8% | 9.2% | £903 | 20.4% |
| Bull | £2,156 | 14.0% | 10.4% | £1,139 | 26.3% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●11.85% |
| Net Yield | ●8.29% |
| Net Annual Income | £15,340 |
| Deductions: void 8% (−£1,754) · mgmt 10% (−£2,192) · maint 10% (−£2,192) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £577 |
| Monthly Cashflow (IO) | ●£701 |
| Cash-on-Cash Return | ●13.82% |
| 5-Year IRR | ●15.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £10,450 |
| SDLT Effective Rate | 5.65% |
| SDLT (Company) | £10,450 |
| Section 24 Extra Tax/yr (higher rate) | £1,388 |
| SPV Annual Saving | £3,527 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £214,466 |
| Less: Purchase Price | −£185,000 |
| Less: Buying Costs (SDLT + legal) | −£13,050 |
| Less: Selling Costs (est. 2.5%) | −£5,362 |
| = CGT Net Gain (5yr) | £11,054 |
| CGT at 24% | £1,933 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,553 | 10.1% | 6.3% | £221 | 3.1% |
| Conservative | £1,699 | 11.0% | 7.5% | £516 | 11.9% |
| Base | £1,827 | 11.9% | 8.3% | £700 | 15.9% |
| Optimistic | £1,973 | 12.8% | 9.2% | £903 | 20.4% |
| Bull | £2,156 | 14.0% | 10.4% | £1,139 | 26.3% |
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