🔒 Sign in to view the address — Newcastle Upon Tyne
Semi-Detached · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 7% above the area median. Offers anchored to area median of £256,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,550 |
| Bathroom | £1,150 |
| Living Room | £650 |
| Hallway / Stairs | £250 |
| Master Bedroom | £350 |
| Bedroom 2 | £350 |
| Bedroom 3 | £350 |
| Bedroom 4 | £350 |
| Total Estimated Refurb | £4,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £275,000
- Property Type
- Semi-Detached
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 1,200–1,300 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £21,918 | £283,250 | £15,336 | £5,023 | £13,273 | 14.7% |
| Yr 3 | £23,027 | £300,500 | £16,134 | £16,263 | £41,763 | 46.2% |
| Yr 5 | £24,193 | £318,800 | £16,974 | £29,161 | £72,961 | 80.8% |
| Yr 10 | £27,372 | £369,577 | £19,263 | £69,221 | £163,798 | 181.3% |
| Yr 15 | £30,969 | £428,441 | £21,853 | £121,614 | £275,055 | 304.4% |
| Yr 20 | £35,038 | £496,681 | £24,783 | £187,960 | £409,641 | 453.4% |
| Yr 25 | £39,643 | £575,789 | £28,098 | £270,093 | £570,881 | 631.9% |
| Yr 30 | £44,852 | £667,497 | £31,849 | £370,086 | £762,583 | 844.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,553 | 6.8% | 4.2% | £-145 | -6.7% |
| Conservative | £1,699 | 7.4% | 5.0% | £207 | 3.4% |
| Base | £1,827 | 8.0% | 5.6% | £419 | 7.9% |
| Optimistic | £1,973 | 8.6% | 6.2% | £650 | 13.0% |
| Bull | £2,156 | 9.4% | 7.0% | £914 | 19.5% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.97% |
| Net Yield | ●5.58% |
| Net Annual Income | £15,340 |
| Deductions: void 8% (−£1,753) · mgmt 10% (−£2,192) · maint 10% (−£2,192) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £858 |
| Monthly Cashflow (IO) | ●£420 |
| Cash-on-Cash Return | ●5.56% |
| 5-Year IRR | ●7.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £17,500 |
| SDLT Effective Rate | 6.36% |
| SDLT (Company) | £17,500 |
| Section 24 Extra Tax/yr (higher rate) | £2,062 |
| SPV Annual Saving | £3,696 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £318,800 |
| Less: Purchase Price | −£275,000 |
| Less: Buying Costs (SDLT + legal) | −£20,100 |
| Less: Selling Costs (est. 2.5%) | −£7,970 |
| = CGT Net Gain (5yr) | £15,730 |
| CGT at 24% | £3,055 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,553 | 6.8% | 4.2% | £-145 | -6.7% |
| Conservative | £1,699 | 7.4% | 5.0% | £207 | 3.4% |
| Base | £1,827 | 8.0% | 5.6% | £419 | 7.9% |
| Optimistic | £1,973 | 8.6% | 6.2% | £650 | 13.0% |
| Bull | £2,156 | 9.4% | 7.0% | £914 | 19.5% |
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