🔒 Sign in to view the address — Newcastle upon Tyne
Apartment · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 13% below the area median — some negotiation possible but limited margin. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,250 |
| Bathroom | £2,400 |
| Living Room | £1,450 |
| Master Bedroom | £1,650 |
| Bedroom 2 | £1,650 |
| Entrance Hall | £300 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £110,000
- Property Type
- Apartment
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,902 | £113,300 | £8,124 | £3,999 | £7,299 | 19.7% |
| Yr 3 | £12,505 | £120,200 | £8,558 | £12,646 | £22,846 | 61.6% |
| Yr 5 | £13,138 | £127,520 | £9,014 | £22,194 | £39,714 | 107.0% |
| Yr 10 | £14,864 | £147,831 | £10,257 | £50,307 | £88,138 | 237.6% |
| Yr 15 | £16,817 | £171,376 | £11,663 | £85,117 | £146,493 | 394.9% |
| Yr 20 | £19,027 | £198,672 | £13,255 | £127,503 | £216,176 | 582.7% |
| Yr 25 | £21,527 | £230,316 | £15,055 | £178,463 | £298,778 | 805.3% |
| Yr 30 | £24,356 | £266,999 | £17,092 | £239,122 | £396,120 | 1067.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 120 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £843 | 9.2% | 5.6% | £64 | -0.8% |
| Conservative | £923 | 10.1% | 6.6% | £231 | 8.6% |
| Base | £992 | 10.8% | 7.4% | £333 | 12.6% |
| Optimistic | £1,071 | 11.7% | 8.2% | £446 | 17.3% |
| Bull | £1,171 | 12.8% | 9.3% | £578 | 23.3% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.82% |
| Net Yield | ●7.39% |
| Net Annual Income | £8,126 |
| Deductions: void 8% (−£952) · mgmt 10% (−£1,190) · maint 10% (−£1,190) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £343 |
| Monthly Cashflow (IO) | ●£334 |
| Cash-on-Cash Return | ●10.78% |
| 5-Year IRR | ●12.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,500 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,500 |
| Section 24 Extra Tax/yr (higher rate) | £825 |
| SPV Annual Saving | £1,984 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £127,520 |
| Less: Purchase Price | −£110,000 |
| Less: Buying Costs (SDLT + legal) | −£8,100 |
| Less: Selling Costs (est. 2.5%) | −£3,188 |
| = CGT Net Gain (5yr) | £6,232 |
| CGT at 24% | £776 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £843 | 9.2% | 5.6% | £64 | -0.8% |
| Conservative | £923 | 10.1% | 6.6% | £231 | 8.6% |
| Base | £992 | 10.8% | 7.4% | £333 | 12.6% |
| Optimistic | £1,071 | 11.7% | 8.2% | £446 | 17.3% |
| Bull | £1,171 | 12.8% | 9.3% | £578 | 23.3% |
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