🔒 Sign in to view the address — Gateshead
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 15% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,250 |
| Bathroom | £2,400 |
| Living Room | £1,450 |
| Master Bedroom | £1,650 |
| Bedroom 2 | £1,650 |
| Entrance Hall | £300 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £100,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 800–900 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £8,470 | £103,000 | £5,653 | £1,903 | £4,903 | 14.4% |
| Yr 3 | £8,899 | £109,273 | £5,962 | £6,171 | £15,444 | 45.3% |
| Yr 5 | £9,349 | £115,927 | £6,286 | £11,080 | £27,008 | 79.2% |
| Yr 10 | £10,578 | £134,392 | £7,171 | £26,373 | £60,764 | 178.2% |
| Yr 15 | £11,968 | £155,797 | £8,172 | £46,431 | £102,228 | 299.8% |
| Yr 20 | £13,541 | £180,611 | £9,304 | £71,882 | £152,493 | 447.2% |
| Yr 25 | £15,320 | £209,378 | £10,585 | £103,433 | £212,811 | 624.1% |
| Yr 30 | £17,333 | £242,726 | £12,035 | £141,886 | £284,612 | 834.6% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 964 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £600 | 7.2% | 4.2% | £-53 | -7.2% |
| Conservative | £657 | 7.9% | 5.1% | £79 | 3.1% |
| Base | £706 | 8.5% | 5.7% | £159 | 7.5% |
| Optimistic | £762 | 9.1% | 6.3% | £246 | 12.5% |
| Bull | £833 | 10.0% | 7.2% | £346 | 18.8% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.47% |
| Net Yield | ●5.66% |
| Net Annual Income | £5,655 |
| Deductions: void 8% (−£678) · mgmt 10% (−£847) · maint 10% (−£847) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £312 |
| Monthly Cashflow (IO) | ●£159 |
| Cash-on-Cash Return | ●5.59% |
| 5-Year IRR | ●7.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,000 |
| Section 24 Extra Tax/yr (higher rate) | £750 |
| SPV Annual Saving | £1,485 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £115,927 |
| Less: Purchase Price | −£100,000 |
| Less: Buying Costs (SDLT + legal) | −£7,600 |
| Less: Selling Costs (est. 2.5%) | −£2,898 |
| = CGT Net Gain (5yr) | £5,429 |
| CGT at 24% | £583 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £600 | 7.2% | 4.2% | £-53 | -7.2% |
| Conservative | £657 | 7.9% | 5.1% | £79 | 3.1% |
| Base | £706 | 8.5% | 5.7% | £159 | 7.5% |
| Optimistic | £762 | 9.1% | 6.3% | £246 | 12.5% |
| Bull | £833 | 10.0% | 7.2% | £346 | 18.8% |
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