🔒 Sign in to view the address — Sunderland
Terraced · 2 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 10% above the area median. Offers anchored to area median of £63,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 7/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,550 |
| Bathroom | £1,150 |
| Living Room | £650 |
| Hallway / Stairs | £250 |
| Master Bedroom | £800 |
| Bedroom 2 | £800 |
| Total Estimated Refurb | £4,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Sunderland, House Extensions in Sunderland | 07482796053 | — |
| decorator | Painter and Decorator Sunderland | SR1 SR2 SR3 | 01917436008 | — |
| photographer | Brenden Ward Photography | Professional photographer | 07717207447 | — |
Property Details
- Asking Price
- £70,000
- Property Type
- Terraced
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 600–700 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,623 | £72,100 | £5,044 | £2,419 | £4,519 | 18.0% |
| Yr 3 | £8,009 | £76,491 | £5,321 | £7,671 | £14,162 | 56.4% |
| Yr 5 | £8,414 | £81,149 | £5,613 | £13,500 | £24,649 | 98.2% |
| Yr 10 | £9,520 | £94,074 | £6,409 | £30,790 | £54,865 | 218.6% |
| Yr 15 | £10,771 | £109,058 | £7,310 | £52,370 | £91,428 | 364.3% |
| Yr 20 | £12,187 | £126,428 | £8,329 | £78,803 | £135,231 | 538.8% |
| Yr 25 | £13,788 | £146,564 | £9,482 | £110,727 | £187,291 | 746.2% |
| Yr 30 | £15,600 | £169,908 | £10,787 | £148,863 | £248,771 | 991.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £540 | 9.3% | 5.4% | £29 | -2.8% |
| Conservative | £591 | 10.1% | 6.5% | £136 | 6.6% |
| Base | £635 | 10.9% | 7.2% | £201 | 10.7% |
| Optimistic | £686 | 11.8% | 8.1% | £274 | 15.3% |
| Bull | £749 | 12.8% | 9.1% | £357 | 21.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.89% |
| Net Yield | ●7.2% |
| Net Annual Income | £5,041 |
| Deductions: void 8% (−£610) · mgmt 10% (−£762) · maint 10% (−£762) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £218 |
| Monthly Cashflow (IO) | ●£202 |
| Cash-on-Cash Return | ●9.63% |
| 5-Year IRR | ●10.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,500 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,500 |
| Section 24 Extra Tax/yr (higher rate) | £525 |
| SPV Annual Saving | £1,309 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £81,149 |
| Less: Purchase Price | −£70,000 |
| Less: Buying Costs (SDLT + legal) | −£6,100 |
| Less: Selling Costs (est. 2.5%) | −£2,029 |
| = CGT Net Gain (5yr) | £3,020 |
| CGT at 24% | £5 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £540 | 9.3% | 5.4% | £29 | -2.8% |
| Conservative | £591 | 10.1% | 6.5% | £136 | 6.6% |
| Base | £635 | 10.9% | 7.2% | £201 | 10.7% |
| Optimistic | £686 | 11.8% | 8.1% | £274 | 15.3% |
| Bull | £749 | 12.8% | 9.1% | £357 | 21.2% |
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