🔒 Sign in to view the address — Newcastle upon Tyne
Flat · 3 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,250 |
| Bathroom | £2,400 |
| Living Room | £1,450 |
| Master Bedroom | £1,050 |
| Bedroom 2 | £1,050 |
| Bedroom 3 | £1,050 |
| Entrance Hall | £300 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £178,000
- Property Type
- Flat
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £14,115 | £183,340 | £9,718 | £3,043 | £8,383 | 14.3% |
| Yr 3 | £14,830 | £194,505 | £10,233 | £9,898 | £26,403 | 45.1% |
| Yr 5 | £15,581 | £206,351 | £10,773 | £17,821 | £46,171 | 78.8% |
| Yr 10 | £17,628 | £239,217 | £12,247 | £42,661 | £103,878 | 177.4% |
| Yr 15 | £19,945 | £277,318 | £13,915 | £75,444 | £174,762 | 298.4% |
| Yr 20 | £22,566 | £321,488 | £15,802 | £117,213 | £260,700 | 445.2% |
| Yr 25 | £25,531 | £372,692 | £17,937 | £169,148 | £363,841 | 621.3% |
| Yr 30 | £28,886 | £432,053 | £20,353 | £232,587 | £486,640 | 831.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 973 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,000 | 6.7% | 4.1% | £-110 | -7.2% |
| Conservative | £1,094 | 7.4% | 4.9% | £117 | 3.1% |
| Base | £1,176 | 7.9% | 5.5% | £253 | 7.6% |
| Optimistic | £1,270 | 8.6% | 6.1% | £402 | 12.7% |
| Bull | £1,388 | 9.4% | 6.9% | £573 | 19.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.93% |
| Net Yield | ●5.46% |
| Net Annual Income | £9,716 |
| Deductions: void 8% (−£1,129) · mgmt 10% (−£1,412) · maint 10% (−£1,412) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £555 |
| Monthly Cashflow (IO) | ●£255 |
| Cash-on-Cash Return | ●5.19% |
| 5-Year IRR | ●7.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £9,960 |
| SDLT Effective Rate | 5.6% |
| SDLT (Company) | £9,960 |
| Section 24 Extra Tax/yr (higher rate) | £1,335 |
| SPV Annual Saving | £2,421 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £206,351 |
| Less: Purchase Price | −£178,000 |
| Less: Buying Costs (SDLT + legal) | −£12,560 |
| Less: Selling Costs (est. 2.5%) | −£5,159 |
| = CGT Net Gain (5yr) | £10,632 |
| CGT at 24% | £1,832 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,000 | 6.7% | 4.1% | £-110 | -7.2% |
| Conservative | £1,094 | 7.4% | 4.9% | £117 | 3.1% |
| Base | £1,176 | 7.9% | 5.5% | £253 | 7.6% |
| Optimistic | £1,270 | 8.6% | 6.1% | £402 | 12.7% |
| Bull | £1,388 | 9.4% | 6.9% | £573 | 19.2% |
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